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Back on Market & Mostly Cleared Out! For the first time since hitting the market, this property is almost empty, making it clean, safe, and incredibly easy to show. Now, buyers can truly see and appreciate every inch of this home's solid bones and massive potential. Step into timeless character with this classic 1919 Colonial nestled on a generous, level 0. 52-acre lot. Offering 1, 624 square feet of living space, a full basement, and a walk-up attic, this two-story residence provides a fantastic blank canvas ready for your modern touches, fresh paint, and creative updates. Ultimate Peace of Mind for Buyers: The sellers are being 100% transparent and proactive. A full, recent inspection report is readily available, and the sellers are completely taking care of the asbestos remediation, oil tank, and radon mitigation prior to closing. Key Features: Interior: 3 spacious bedrooms, 1 full bath, heated porches, plus excellent storage or expansion potential in the basement and walk-up attic. Exterior: A rare 0. 52-acre flat yard featuring a deck and a giant storage shed-perfect for gardening, entertaining, or a future workshop. Location: Tucked away in a convenient Watertown neighborhood just minutes from local schools, shopping, dining, parks, and major commuting routes. Whether you are a first-time buyer looking to build sweat equity, a renovator seeking a rewarding project, or someone who loves historic charm with room to grow. Watertown is a charming, family-friendly town located in the Naugatuck Valley Planning Region of Litchfield County. With a population of approximately 22, 000, it delivers a relaxed, quasi-rural/suburban feel while providing easy access to everyday amenities. Residents enjoy a median household income above the state average, low crime rates compared to many nearby areas, and a strong sense of community. The town was incorporated in 1780 and maintains its historic character with tree-lined streets, parks, and scenic views of the surrounding Litchfield Hills. Location & Commuting 82 Porter Street offers an ideal location with quick access to shopping, dining, and recreation. You're minutes from major routes including US Route 6, Interstate 84, and Route 8, making commutes to Waterbury, Hartford, Danbury, and even the Massachusetts Turnpike straightforward. Local conveniences include grocery stores, restaurants, pharmacies, and small shops - many within a short drive. Outdoor enthusiasts will love nearby parks, hiking trails, lakes, and open spaces for year-round activities. Schools & Education Watertown is served by the Watertown School District, which includes John Trumbull Primary (Pre-K-2), Judson and Polk Elementary Schools (3-5), Swift Middle School (6-8), and Watertown High School (9-12). The district earns solid marks for academics and extracurriculars, with a focus on preparing students for college and career success. Watertown is also home to the prestigious Taft School, a nationally recognized private college-preparatory academy that adds cultural and educational vibrancy to the community. Whether you're raising a family or value strong local education options, Watertown provides a supportive environment for students of all ages. This property represents a fantastic opportunity for buyers seeking sweat equity in a town with excellent long-term potential. The spacious lot invites gardening, outdoor entertaining, or future expansions, while the home's solid bones and three generous bedrooms offer a wonderful foundation for your vision.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,458 | $1,515 | $1,993 |
| Total Monthly Payment | $1,888 | $1,945 | $2,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.