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Location, location. Walk right down to the lake! This year round, renovated Smallwood beauty is turn key with 3 bedrooms and 2 full baths. Property consists of 3 lots totaling approximately . 69 acres. Main level has living room, open kitchen with granite counter tops and pantry, dining room with electric fireplace, 2 bedrooms, 1 full bath and plenty of closet space. Upper level has bedroom loft with more closet/storage space. Gorgeous knotty pine ceilings throughout the home. Lower level is 1005 sf with fully finished family room/studio space, full bath, kitchenette, utility room and laundry room. Back to main level, step out onto the new deck into a stunning natural setting of smooth low lying boulders surrounded by a lightly wooded forest. Yard space has a fire pit for stargazing. Private and peaceful is an understatement. Storage shed, impressive 2 car garage, circular driveway, landscaping and stonework. 2020 upgrades include the following: Loft, kitchen, living room, and basement renovated from the studs up. Refrigerator, stove, dishwasher and built-in microwave. Utility room, boiler/baseboard heating system, water heater, water pressure tank and water filter. PEX plumbing throughout house, doors, windows, light fixtures, electrical outlets, vanities, cabinets, luxury vinyl flooring, trim, knotty pine ceilings, dining room addition, deck and custom made 10x14 shed. 2021 upgrades include the following: well pump and external emergency generator electrical receptor and panel. 2022 upgrades include: 2 car, 2 story, 24x32 garage with separate electric meter, a perimeter drain and massive 2nd floor for storage, yoga or art space. 2024 upgrades include the following: washer, dryer, Renewable by Anderson windows in loft, primary bedroom, bedroom/office room, bathroom and living room, and septic system leach field for the 1000 gallon concrete septic tank. 2025 upgrades include: 2 Pioneer mini split heat/cooling units with 4 heads. All furnishing are negotiable except for the loft bedroom and dinette set. Be part of the wonderful Smallwood community with yearly activities scheduled. No HOA. There is an option to join the Civic Association for lake membership that includes the Smallwood Civic Park and clubhouse. Sandy beach for swimming, non-motor boating and fishing. Play pickleball, tennis, basketball, soccer, baseball and enjoy the new children's playground. Become a member of The Club at Smallwood for heated pool, club house and daily/nightly activities. Take the pup to the dog park and visit the Reserve at Smallwood for use of outdoor exercise equipment and hiking trails. Relax by the waterfall and take in the fresh country air. If you want more to do visit nearby Bethel Woods for concerts and festivals, Catskill Resorts World, Kartrite Waterpark, waterfront dining, antique shops, breweries and farmers markets. There is plenty to explore in Sullivan County with an abundance of mountains, lakes and rivers. Call to take the tour!
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Our Executive Mortgage Banker:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $380 | $380 | $380 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,252 | $2,505 | $3,249 |
| Total Monthly Payment | $2,707 | $2,960 | $3,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.