3654 SUMMERWIND CIRCLE, Bradenton, FL, 34209 | $495,000

Welcome to 3654 Summer Wind Circle, a rare find in the highly sought-after, maintenance-free community of Palma Sola Trace. Spanning over 2, 021 sq. ft. , this meticulously maintained 3-bedroom, 2-bathroom residence offers one of the most functional floor plans in the neighborhood. Unlike the more common 2-bedroom models on the street, this home provides that essential third bedroom—perfect for a home office, guest suite, or hobby room. The open-concept layout and soaring high ceilings create an airy, voluminous feel from the moment you step through the door. Living in Palma Sola Trace means more time for the things you love. Your HOA fee covers full lawn maintenance, Lagoon-style heated pool, a Cubhouse Fitness Center as well as walking trails and more. perfectly positioned in West Bradenton, just 4 miles from the sugar-sand beaches of Anna Maria Island. Bike to Robinson Preserve, walk to nearby shopping and dining, or take a short drive to the cultural hubs of downtown Bradenton and Sarasota.

Features

  • Amenities: Pool, Recreation Facilities
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,021
  • Acreage: 0.15
  • Est. Taxes: $9,863
  • HOA Fee: $823 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator
  • MLS#: TB8499128
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8499128/3654summerwindcircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/4/2026 4:27:35 AM)

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Claudia ChapmanSales Associate

814.434.3665

Claudia.Chapman@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3654 SUMMERWIND CIRCLE, Bradenton, FL, 34209

$495,000

Claudia Chapman

Sales Associate

William Raveis Real Estate

Phone: 814.434.3665

Claudia.Chapman@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $822 $822 $822
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,438 $3,234
Total Monthly Payment $3,239 $3,335 $4,131

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.