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Looking for a true multigenerational setup in Wallingford? This cul-de-sac home may be the one. The main home offers 3 bedrooms, 1. 5 baths, hardwood floors, and unfinished space off the primary bedroom with potential for a future full bath. The separate in-law apartment adds 1 bedroom, 1 full bath, eat-in kitchen, living room, laundry, and direct backyard access. The backyard feels like a private retreat with an in-ground Gunite pool, hot tub, oversized deck, and retractable awning-perfect for summer entertaining. Major updates include newer windows, updated driveway, 3-year-old central AC, 8-year-old furnace, new pool cover, and more. Homes with this kind of flexibility and location are hard to find. Reach out for details or to schedule a private showing. UPGRADES: Main Bath fully remodeled Sept 2025/ First Floor Bath Can have a shower installed/ Doors all 6 Panel wood / Stained wood trim / Stain glass Decorative windows / Gas log Fireplace / Waste Ejection pump is 2 months old / Unfin room off MBR has some plumbing/ 3 car garage has microlaminated beams(eliminates supports) / AC 3 yrs old & cost efficient heat pump. / separate thermostats per floor / Plumbing pipes insulated Attic has R30 Insulation / Attic has thermostatic controlled solar powered gable vent fan / HW is by gas boiler that flows to a 30 gal electric fully insulated tank installed under bath and kit, reduces hot waste water / Foundation has footing drains that flow to storm drain in street / Gunite pool was acid washed in sept 25 /Hot tub included
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 11.0 x 12.0 | Upper |
| Bedroom 2 | Wall/Wall Carpet | 10.0 x 13.0 | Main |
| Dining Room | Hardwood Floor | 12.0 x 13.0 | Main |
| Eat-In Kitchen | Vinyl Floor | 10.0 x 11.0 | Main |
| Kitchen | Tile Floor | 11.0 x 12.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 15.0 x 23.0 | Main |
| Living Room | Wall/Wall Carpet | 11.0 x 20.0 | Main |
| Primary Bedroom | Wall/Wall Carpet | 14.0 x 20.0 | Upper |
| Primary Bedroom | Wall/Wall Carpet | 10.0 x 15.0 | Main |
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $535,920 | $535,920 | $535,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $701 | $701 | $701 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,256 | $3,384 | $4,450 |
| Total Monthly Payment | $4,049 | $4,177 | $5,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.