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This home and its location are all about a lifestyle that focuses on priorities and passions. Want to attend an art show in historic downtown St. Augustine, or dine by the bayfront? Catch some live tunes at Colonial Oaks or one of the many other music venues? It's about an eight-minute walk to the Bridge of Lions from your front door, and then a gorgeous stroll into town over the bay's sparkling waters. No matter your direction or vibe, it's all right at your fingertips - or footsteps - from this fantastic Davis Shores home. Shade trees keep the home cool in summers, but there's still plenty of light shining through this gem. A bank of windows along the living areas in the rear show off a large, fully-fenced back yard, plenty big enough for a pool and begging for a party. The kitchen has newer appliances (2023), and a pass-through to the dining room for easy dish delivery. There's lots of wood trim inside, as well as wooden beamed ceilings that do nothing but add to this home's unique character. A flex room in the middle of the house has a closet, perfect for an office, craft room, or even a nursery. Master bath has been remodeled, electric wiring updated in 2022, plumbing and water heater 2022, and roof 2023. Davis Shores is a well-loved comfortable neighborhood, known for its location to downtown but also its proximity to the beaches, boat ramps, and the ever-popular Ampitheater just down the street. Come on in and take a look at this one, there's possibilities and promises around every corner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $641 | $641 | $641 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,817 | $3,683 |
| Total Monthly Payment | $3,442 | $3,550 | $4,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.