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Located in the gated golf course community of Silverthorn, this well-maintained villa offers maintenance-free living, a functional layout, and expanded indoor living space, all positioned on a quiet corner lot in a peaceful Spring Hill setting. [Key Features] Built in 1997 and located within The Villas at Bristol Pond, this single-story residence offers approximately 1, 757 square feet of living space with 2 bedrooms, 2 bathrooms, a dedicated office/den, and a 2-car garage. The home features concrete block and stucco construction, a newer roof (2016), and updated HVAC system (2019), providing added value and peace of mind . [Living Spaces] The home features an open and comfortable layout with connected living and dining areas designed for everyday living and entertaining. A separate office/den provides a dedicated workspace and offers flexibility as a potential third bedroom. [Kitchen] The centrally located kitchen offers ample cabinetry and counter space with a functional layout that supports both daily use and hosting. [Primary Suite] The primary suite offers privacy and comfort with an en-suite bathroom and the benefit of two walk-in closets, providing generous storage. [Flexible Layout] A thoughtfully designed floor plan enhances privacy, with the guest bedroom and adjacent full bathroom positioned in a way that allows this portion of the home to be separated from the main living area via a pocket door. This layout offers an ideal setup for guests, extended stays, or multi-generational living, often sought after as a 'mother-in-law' style arrangement. [Additional Features] An oversized laundry room includes added storage and a built-in workstation desk, offering practical space for organization and everyday tasks. [Outdoor Living] An enclosed lanai under heat and air adds nearly 200 square feet of additional year-round living space, offering flexibility for a sitting room, hobby area, or extended entertaining space while enjoying the surrounding community setting. [Community & Lifestyle] Silverthorn is a gated golf course community featuring an 18-hole course, clubhouse, fitness center, tennis courts, pickleball, and an on-site restaurant. The villa HOA includes upgraded cable with DVR, high-speed internet, full lawn care, irrigation, mulching, and exterior painting for true low-maintenance living. Conveniently located near the Suncoast Parkway, the home offers easy access to the Tampa Bay area, with Clearwater and St. Pete beaches typically within about an hour's drive, and Tampa International Airport approximately 45 minutes to an hour away. Residents enjoy both an active lifestyle and everyday accessibility. A great opportunity to own in a sought-after Spring Hill golf community--schedule your private showing today. Some images have been virtually staged or digitally enhanced for illustrative purposes.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $238,320 | $238,320 | $238,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $173 | $173 | $173 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,427 | $1,487 | $1,946 |
| Total Monthly Payment | $1,675 | $1,735 | $2,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.