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This beautifully maintained home feels like new, offering a bright layout designed for both everyday living and effortless entertaining. The very best of Lowcountry living is captured with this quintessential Charleston Single Style Residence. With double front porches on a picturesque street, the home is just steps from one of the many pocket parks in Oak Terrace. Once inside, the floor plan unfolds from the spacious living room into the the welcoming dining area and thoughtfully designed kitchen. The pantry and breakfast island provide generous workspace and storage. The adjacent flex space / sunroom creates a natural gathering space for family and friends, making hosting and entertaining effortless. The spacious laundry room is just off the kitchen, offering additional storage. Upstairs you will find the primary suite and two bedrooms that share the hall bath. The primary suite is a peaceful retreat, highlighted by a tray ceiling, abundant natural light, and private access to the upper front porch where you can enjoy a cuppa in the morning. From both porches, you can relax and enjoy the gentle Charleston breeze. The fenced back yard is a wonderful extension of the home's living space. End your day on the shady brick patio, thoughtfully landscaped to provide privacy as well as entertaining options. Don't overlook the in demand, one car garage and covered patio. The detached garage has an extended pad that comfortably fits your second car. Several homeowners have taken advantage of the ability to add an apartment above the garage. Oak Terrace Preserve is a neighborhood perfectly positioned just 15 minutes from historic downtown Charleston, 10 minutes from Charleston International Airport, and less than 30 minutes from the beaches. The vibrant restaurants, breweries, parks, and boutiques of Park Circle as well as some of Charleston's most sought after schools are within biking distance from Oak Terrace Preserve. Residents can also take advantage of the North Charleston Sport Complex which includes a new public swimming pool, gym and tennis court (walking distance from OTP). A comprehensive play park is located at the center of Park Circle as well! North Charleston Creative Arts Elementary, Charleston County School of the Arts, and Academic Magnet High School are within the school district. Offering timeless southern charm, thoughtful design, and an unbeatable location, schedule your private showing before this one slips away.
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,109 | $3,458 | $4,484 |
| Total Monthly Payment | $3,201 | $3,550 | $4,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.