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Own a true Harlem duplex where architectural charm meets buyer value. This beautifully maintained one-bedroom duplex at The Washington Co-ops offers a rare blend of architectural character, comfortable scale, and smart long-term value. The main level opens into a bright, airy living and dining space where hardwood floors and generous ceiling height create an immediate sense of openness. The kitchen is both stylish and functional, featuring crisp white cabinetry, a warm brick backsplash, granite countertops, and stainless-steel appliances — an effortless setting for both everyday living and easy entertaining. A sculptural spiral staircase serves as the home’s architectural centerpiece, leading to the private upper-level bedroom. Thoughtfully sized with excellent closet storage, the space offers a calm and comfortable retreat from the pace of the city. The updated bath completes the home with warm wood tones and clean, modern finishes. The Washington is a well-maintained, pet-friendly HDC co-op in vibrant Hamilton Heights. Residents enjoy a thoughtfully curated set of amenities including a fitness center, bike storage, community room, playroom, additional storage, and two central laundry rooms. A key-access courtyard garden with barbecue area provides a welcome outdoor escape, while garage parking is conveniently located just across the street. Subletting is permitted after two years of residency (board approval required), and there is no flip tax. With monthly maintenance lower than many nearby buildings, strong fundamentals, and convenient access to the A/B/C/D and 3 trains, this home presents a compelling opportunity for buyers ready to make a confident first step into ownership in one of Upper Manhattan’s most dynamic neighborhoods.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,241 | $2,298 | $3,023 |
| Total Monthly Payment | $2,316 | $2,373 | $3,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.