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Welcome to this beautifully upgraded, move-in ready 3-bedroom, 3-bath townhome in the highly sought-after Palmer Ranch community—offering immediate occupancy and the ultimate Florida lifestyle without the wait. Why spend a year building and thousands more on upgrades when you can be enjoying the beach by Summer 2026? This lightly used residence, previously a second vacation home, shows like new and features a neutral color scheme throughout—ideal for any design style. From the moment you step inside, you’ll notice the bright, open layout enhanced by recessed lighting on both the first and second floors, creating a warm and inviting atmosphere. The spacious living and dining areas flow seamlessly, making this home perfect for both everyday living and entertaining. The kitchen is a standout, featuring granite countertops, stainless steel appliances, and ample cabinetry for storage. Granite surfaces continue into the 3 bathrooms , offering a consistent, upgraded finish throughout the home. Every detail has been thoughtfully selected to provide both style and functionality. Upstairs, the well-appointed bedrooms give comfort and privacy, while the versatile layout accommodates a variety of lifestyles—whether as a full-time residence, seasonal getaway, or investment property. This home has been gently used and meticulously maintained, providing true peace of mind. Step outside to your screened-in lanai—the perfect place to relax after a day at the beach, enjoy your morning coffee, or unwind in the evening. This private outdoor space adds to the home’s livability and captures the essence of Florida indoor-outdoor living. Furniture, TVs, and a fully stocked kitchen are available as an optional package, making this a rare turnkey opportunity for buyers seeking convenience and immediate enjoyment. Ideally located just minutes from Siesta Key Beach and the Legacy Trail, you’ll enjoy easy access to world-class beaches, biking and walking trails, boating, fishing, shopping, dining, and breathtaking sunsets. With close proximity to Interstate 75, you’re only about 25 minutes from Sarasota-Bradenton International Airport, making travel effortless. Palmer Ranch is a guard-gated community featuring resort-style amenities, including a stunning pool, beautifully maintained grounds, and a welcoming neighborhood atmosphere that buyers are looking for. As an added advantage, the sellers are offering up to $10, 000 toward closing costs—an incentive not commonly provided by developers. This added value, combined with the home’s upgrades and immediate availability, makes it a compelling alternative to new construction. Skip the delays, avoid costly upgrades, and start living the Florida lifestyle now. This is your opportunity to own a fully upgraded home in an established community—ready for you today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,999 | $287,999 | $287,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,725 | $1,797 | $2,352 |
| Total Monthly Payment | $2,127 | $2,199 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.