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Welcome to this exceptional home in the highly sought-after Heritage Harbor community of Lutz! 4 bedrooms, 2. 5-bath residence with a 2-car garage offers the perfect blend of comfort, style, and Florida living.
Step inside to discover a bright, inviting layout filled with natural light and thoughtfully chosen, modern colors that create a warm and lively atmosphere throughout. The updated kitchen is a standout feature, boasting rich wood cabinetry, sleek granite countertops, and plenty of space for both everyday living and entertaining.
The home offers generous living areas, including ample space for a pool table or game room setup—perfect for hosting friends and family. Upstairs and down, the flexible floor plan adapts easily to your lifestyle needs.
Outdoors is where this property truly shines. Enjoy your own private retreat with an extended lanai and a custom pool, ideal for relaxing or entertaining year-round. The large backyard is beautifully enhanced with a private putting green, offering a unique touch for golf enthusiasts and outdoor enjoyment.
Additional highlights include a roof that’s only 5 years old, providing peace of mind for years to come.
One of the biggest draws of this home is its location within an outstanding school district, including Steinbrenner High School, Martinez Middle School, and McKitrick Elementary—making it an excellent choice for families prioritizing top-rated education.
With its unbeatable combination of upgrades, outdoor living, and prime location, this home is a rare opportunity in Heritage Harbor. Don’t miss your chance to make it yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$644,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $515,920 | $515,920 | $515,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $601 | $601 | $601 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,090 | $3,219 | $4,213 |
| Total Monthly Payment | $3,783 | $3,912 | $4,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.