39 PINE STREET, Homosassa, FL, 34446 | $360,000

Welcome to this beautifully updated 3-bedroom, 2-bathroom home located in the desirable Cypress Village of Sugarmill Woods in Homosassa, Florida. This thoughtfully maintained residence offers both style and peace of mind with hurricane-impact windows, a brand-new 2024 roof, and energy-efficient solar panels. Step inside to discover a spacious and inviting layout featuring both a large family room and a separate living room-perfect for entertaining or relaxing with loved ones. The home also boasts a formal dining room for special gatherings, as well as a charming breakfast nook ideal for casual meals. The home is filled with natural light, enhanced by three sets of elegant French doors that open seamlessly to the lanai, where you’ll find a screened-in pool ideal for enjoying Florida living year-round. The updated interior showcases modern finishes and attention to detail throughout. All three bedrooms are generously sized and include walk-in closets, providing ample storage and comfort. In addition to the main living spaces, a versatile bonus room provides the perfect opportunity for a home office, sewing room, nursery, or flex space to suit your needs. Adding even more value, the electric fireplace, washer, and dryer will convey with the home, making this property truly move-in ready. This exceptional home combines comfort, functionality, and lifestyle-don’t miss your opportunity to make it yours.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,191
  • Acreage: 0.28
  • Est. Taxes: $1,327
  • HOA Fee: $139 Annually
  • Pool: In Ground, Outside Bath Access, Pool Alarm, Salt Water, Screen Enclosure, Solar Heat
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: W7884937
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/W7884937/39pinestreet_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 4:17:08 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Laura MaturoSales Associate

860.810.0946

Laura.Maturo@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

39 PINE STREET, Homosassa, FL, 34446

$360,000

Laura Maturo

Sales Associate

William Raveis Real Estate

Phone: 860.810.0946

Laura.Maturo@Raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $288,000 $288,000 $288,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,727 $1,797 $2,372
Total Monthly Payment $1,913 $1,983 $2,558

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.