220 Ocean Reef LN, Naples, FL, 34114 | $250,000

Mr. & Mrs. CLEAN present this immaculately renovated property ready for it's first new owner! This property can be purchased with VA/FHA, Traditional, Rent-to-Own or SELLER FINANCING, ask for details.
Welcome to West Wind Estates where you OWN the land and enjoy low $125/month fees with no lot rent.
Spacious, open, and filled with light, this fully updated, furnished, THREE bedroom home features a desirable split floor plan and soaring vaulted ceilings that create an airy, elevated feel throughout. Bright, fresh, and move-in ready with recently replaced luxury plank vinyl flooring and ALL new appliances. Fully updated paint, New fixtures, new doors, and spaciously remodled floor plan.
The kitchen is beautifully updated with crisp white cabinetry, stylish counters, and matching white appliances and accents for a clean, modern look. Both bathrooms have been fully renovated with new cabinetry, and the primary suite features dual sinks, updated bathroom fixtures and a gorgeous glass walk-in shower.
Indoor laundry is conveniently located just off the kitchen with brand new front-load washer and dryer. An extra-wide driveway offers plenty of room for multiple vehicles. AC replaced in 2021 for peace of mind.
Offered furnished, making this an easy move-in, seasonal escape, or income-producing opportunity. Leasing allowed upon purchase and no waiting period.
Enjoy the lifestyle of this fun and active 55+ community with amenities including shuffleboard, pickleball, tennis, pool, and clubhouse… designed for connection, activity, and easy living. Only one resident must be 55+.
Located in one of Naples’ fastest growing areas, just 1 mile to extensive shopping including, Publix, Lely shopping, dining, daily conveniences, and approximately 10 miles to the beach lifestyle of Naples/Marco Island.
Pet-friendly community - 2 pets allowed with NO weight limits. Here, life slows just enough to savor it… golden mornings, warm breezes, and a home that simply feels right. Step in, settle down, and let this be the place where your next chapter unfolds effortlessly.

Features

  • Building Design: Manufactured
  • Parking: 2+ Spaces,Driveway Paved,Load Space
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Boat Storage,Bocce Court,Clubhouse,Common Laundry,Community Pool,Community Room,Exercise Room,Library,Pickleball,Shuffleboard,Tennis Court
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: WEST WIND ESTATES
  • Development: WEST WIND ESTATES
  • Year Built: 1994
  • Approx Sq. Feet: 1,081
  • Acreage: 0.07
  • Est. Taxes: $1,659
  • Condo Fee: $125 Monthly
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Mobile/Manufactured,Non-Gated
  • Pet Policy: Limits
  • MLS#: 226016165
  • Website: https://www.raveis.com
    /prop/226016165/220oceanreefln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Serhant-Naples

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

220 Ocean Reef LN, Naples, FL, 34114

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $138 $138 $138
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,199 $1,248 $1,647
Total Monthly Payment $1,412 $1,461 $1,860

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.