1026 CRYSTAL LAKE ROAD, Lutz, FL, 33548 | $925,000

*Multiple Offers Received* A rare blend of timeless character and multi-generational flexibility—this extraordinary Lutz estate offers space, privacy, and craftsmanship in a grand yet personal setting. Set on 1. 2 acres of open, park-like grounds, the property unfolds behind a charming picket fence. A sprawling paver patio and walkway lead to a wood double-door entry. Inside, the home immediately captivates with a sunken living room featuring dramatic wood plank ceilings with exposed beams, skylights that fill the space with natural light, and elegant French doors that open seamlessly to the screened lanai and pool—your private outdoor oasis designed for relaxation and entertaining. Throughout the 2630 sq ft main residence, architectural details abound, including high baseboards, smooth ceilings, porcelain tile and engineered hardwood floors, crown molding, and recessed lighting—all contributing to a warm, inviting aesthetic. Major updates include a roof(2020), A/C(2022, serviced 2026), water heater(2025), and solar panels (2022). Average electric bill is $200/month powering both homes and the pool. Seller will pay off the solar panels at closing. The formal dining room offers a refined setting with chair rail and plantation shutters. A full bathroom off the foyer provides convenience for guests and direct access to a secondary bedroom. The spacious kitchen is both functional and beautifully designed, featuring tall raised-panel wood cabinetry with crown molding, granite countertops, a full tile backsplash, and stainless appliances(2024–2026). A peninsula breakfast bar and built-in pantry with pull-out shelving add convenience. Just off the kitchen, a generous dining area is filled with natural light from skylights and features French doors that open to the pool area. The inviting living space centers around a wood-burning fireplace framed by brick extending to the ceiling, anchored by a matching hearth with elongated windows on either side that enhance the room’s warmth and character. Multiple sets of French doors lead to the lanai, creating a seamless indoor-outdoor flow ideal for entertaining. The primary suite offers a private retreat with shiplap accents, both a standard and walk-in closet, and French doors leading to the lanai. The ensuite bath features dual sinks, granite countertops, and a tiled walk-in shower. Additional generously sized bedrooms provide flexible space for family, guests, or home office. Beyond the main home, a fully equipped 936 sq ft detached guest house offers incredible flexibility—ideal for in-laws or extended stays. With its own private entrance, full kitchen, dining area, laundry, and spacious bedroom suite, it truly lives like a home within a home. Step outside to your private oasis, where a heated 24, 000-gallon saltwater pool(2024) takes center stage. Designed with a freeform shape, the pool features a rock formation waterfall, an in-water sun shelf with bubblers, and a 7-foot-deep end, all surrounded by a paver deck. The covered lanai and fully screen-enclosed pool area provide year-round comfort and enjoyment. The expansive grounds continue with a detached third-car garage with a workshop area, and ample space to enjoy the tranquility of this unique setting—perfect for RVs. This private estate offers serene living just minutes from major highways, dining, shopping, and convenient access to Tampa International Airport and downtown. This is more than a home—it’s a rare lifestyle opportunity.

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1980
  • Garage: 3-car Circular Driveway, Driveway, Garage Faces Side, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,566
  • Acreage: 1.21
  • Est. Taxes: $13,369
  • Lot Desc: In County, Oversized Lot
  • View: Trees/Woods
  • Elem. School: Lutz-HB
  • High School: Steinbrenner High School
  • Pool: Chlorine Free, Heated, In Ground, Pool Alarm, Salt Water, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Water Softener
  • MLS#: TB8499136
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8499136/1026crystallakeroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 5:18:23 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1026 CRYSTAL LAKE ROAD, Lutz, FL, 33548

$925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.164%
Monthly Tax Payment $1,114 $1,114 $1,114
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,377 $4,496 $6,245
Total Monthly Payment $5,583 $5,702 $7,451

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.