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A Pine Ridge 2 bedroom, 2 bath, second floor gem is ready for it's new owners. Having an upgraded master bath, new flooring in the bedrooms, recently painted, new lanai screening, with LED lighting throughout this home is only a couple minute walk to the pool and clubhouse where there is lots of fun and entertainment. This home has plenty of natural light in the open area living room. It also has attic storage and a full laundry room. Pine Ridge is a 55 plus community noted for it's lower fees and fun excursions along with Corn Hole and other fun things to do. Don't miss this opportunity to enjoy Florida living at it's best. P. S. If you have best friends they could live across the landing from you
Must-see, move-in-ready 2nd floor corner property located in the beautiful 55+ community of Pine Ridge. This beautiful two-bedroom, two-bath residence features luxury vinyl flooring (in both bedrooms), modern LED lighting, and an open-concept layout designed to maximize natural light throughout the home. The primary bathroom walk-in shower has been upgraded. The primary bedroom offers a fully renovated en-suite bathroom and a walk-in closet while the guest bathroom features a full-size tub. Additional conveniences includes an in-unit laundry room and an assigned parking space, newer HVAC System (2021), and a relatively new but seldomly used appliances (2020-range & refrigerator). Pine Ridge at Palm Harbor is an active, pet-friendly community designed for relaxed Florida living. Residents enjoy a heated pool and spa, a clubhouse, shuffleboard courts, and a full calendar of daily social activities. The low monthly HOA fee is exceptionally inclusive, covering water, sewer, trash, exterior maintenance, cable, and high-speed internet. The property is ideally situated near top-rated restaurants, medical facilities, shopping destinations, and the renowned beaches of the Pinellas Suncoast. The property can be your primary residence or an investment by renting it out short or long term (6-12 month lease).
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Our Executive Mortgage Banker:
Our Insurance Division:
$184,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $147,920 | $147,920 | $147,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $117 | $117 | $117 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $899 | $934 | $1,228 |
| Total Monthly Payment | $1,091 | $1,126 | $1,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.