2688 PINE RIDGE WAY N, #A2, Palm Harbor, FL, 34684 | $184,900

A Pine Ridge 2 bedroom, 2 bath, second floor gem is ready for it's new owners. Having an upgraded master bath, new flooring in the bedrooms, recently painted, new lanai screening, with LED lighting throughout this home is only a couple minute walk to the pool and clubhouse where there is lots of fun and entertainment. This home has plenty of natural light in the open area living room. It also has attic storage and a full laundry room. Pine Ridge is a 55 plus community noted for it's lower fees and fun excursions along with Corn Hole and other fun things to do. Don't miss this opportunity to enjoy Florida living at it's best. P. S. If you have best friends they could live across the landing from you

Must-see, move-in-ready 2nd floor corner property located in the beautiful 55+ community of Pine Ridge. This beautiful two-bedroom, two-bath residence features luxury vinyl flooring (in both bedrooms), modern LED lighting, and an open-concept layout designed to maximize natural light throughout the home. The primary bathroom walk-in shower has been upgraded. The primary bedroom offers a fully renovated en-suite bathroom and a walk-in closet while the guest bathroom features a full-size tub. Additional conveniences includes an in-unit laundry room and an assigned parking space, newer HVAC System (2021), and a relatively new but seldomly used appliances (2020-range & refrigerator). Pine Ridge at Palm Harbor is an active, pet-friendly community designed for relaxed Florida living. Residents enjoy a heated pool and spa, a clubhouse, shuffleboard courts, and a full calendar of daily social activities. The low monthly HOA fee is exceptionally inclusive, covering water, sewer, trash, exterior maintenance, cable, and high-speed internet. The property is ideally situated near top-rated restaurants, medical facilities, shopping destinations, and the renowned beaches of the Pinellas Suncoast. The property can be your primary residence or an investment by renting it out short or long term (6-12 month lease).

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Pool, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Complex: PINE RIDGE AT PALM HARBOR
  • Year Built: 1983
  • Common Charge: $422 Monthly
  • Approx Sq. Feet: 1,038
  • Est. Taxes: $1,409
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: W7884978
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/W7884978/2688pineridgewayn_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 3:17:09 PM)
Listing courtesy of SANDPEAK REALTY   Phone: 727-232-2192

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2688 PINE RIDGE WAY N, #A2, Palm Harbor, FL, 34684

$184,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $147,920 $147,920 $147,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $117 $117 $117
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $899 $934 $1,228
Total Monthly Payment $1,091 $1,126 $1,420

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.