73 CORTEZ Avenue, Saint Augustine, FL, 32080 | $2,195,000

Direct, uninterrupted Intracoastal views, a refined level of custom design and curated upgrades, and an upgraded deeded boat slip come together in this residence within Cortez on the Water, where a natural connection to the water carries throughout. Thoughtfully enhanced with a high level of custom detail and finish, and complemented by a private in-unit elevator connecting each level, the home reflects a balance of elevated design, functionality, and ease.

The Intracoastal becomes a continuous presence, carried throughout the home with uninterrupted views that shape the experience at every turn. From the upper levels, the perspective opens to sky and horizon, while the rooftop terrace offers a more immersive vantage point where, on quieter evenings, the distant sound of ocean waves can be heard.

For those who prioritize time on the water, the community marina provides deep-water, navigable access to the ocean, with a deeded slip enhanced by 50-amp service, expanded 15-foot width, and three additional pilings already secured for future configuration. Inside, the home reflects a cohesive, design-forward aesthetic shaped by extensive upgrades and carefully considered selections. Restoration Hardware lighting introduces architectural presence throughout, including a sculptural halo-style fixture above the expanded quartz island and a cascading vertical feature along the stairway that creates a soft interplay of light and texture. Upgraded flooring and refined finishes reinforce a clean, composed interior. The top-floor living space is defined by light, proportion, and orientation, anchored by a kitchen that balances presence with precision. A premium Viking appliance package includes a professional-grade range with custom hood, dual dishwashers, and integrated beverage and coffee stations with additional refrigeration and wine storage. The primary suite offers a quieter retreat, framed by water views and direct balcony access, and complemented by a custom-designed walk-in closet. A series of waterfront-facing balconies extends across each level, from the first through the third, each capturing expansive Intracoastal views, including one just off the kitchen and dining area where the St. Augustine Lighthouse comes into view. The rooftop terrace introduces an additional layer of living, while elevator access to every level reinforces ease and continuity throughout. Additional features include a whole-house generator, dual EV charging stations, and tankless water heating. Residents enjoy a private marina, waterfront pool and spa, and a setting just moments from historic downtown St. Augustine where dining, boutique shopping, and culture are part of the everyday landscape-as well as the beaches of Anastasia and Anastasia State Park, creating a lifestyle defined by both access and atmosphere. This is a residence where perspective, design, and access come together, offering a refined and complete waterfront living experience.

Features

  • Parking: Attached, Garage
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Amenities: Pool, Boat Dock, Marina, Spa/Hot Tub
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Complex: Cortez on the Water
  • Year Built: 2024
  • Common Charge: $3,834 Quarterly
  • Approx Sq. Feet: 2,867
  • Est. Taxes: $31,511
  • View: Intracoastal, Marina, Water
  • Water Front: Yes
  • Elem. School: R. B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
  • MLS#: 2140719
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/2140719/73cortezavenue_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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73 CORTEZ Avenue, Saint Augustine, FL, 32080

$2,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,756,000 $1,756,000 $1,756,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $2,626 $2,626 $2,626
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,528 $10,812 $14,818
Total Monthly Payment $13,279 $13,563 $17,569

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.