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458 Beach 46th Street, Far Rockaway, NY 11691. A rare opportunity to own a unique package deal featuring a modern 2017-built home along with a bonus vacant lot (30 x 25). Welcome to this elevated, thoughtfully constructed home designed with safety, efficiency, and comfort in mind. Inside, you'll find a bright open-concept layout combining the living, dining, and kitchen areas, perfect for both everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, a dishwasher, microwave, and a cozy breakfast nook. Down the hallway, you'll find a dedicated laundry area, a fully equipped windowed bathroom designed for accessibility, and well-appointed bedrooms that offer a peaceful and private retreat. This home also includes central air conditioning and heating, with mechanical systems conveniently located in the attic for efficiency and space optimization. Step outside to the rear yard and take in the added value of the expansive bonus lot, an uncommon find in NYC. Whether you envision a garden, outdoor lounge, playground, or future customization, the possibilities are wide open. Located just moments from the beach, this home sits in the heart of a rapidly developing Far Rockaway neighborhood, ideal for first-time buyers, those seeking a coastal escape, or investors looking to expand their portfolio. This is a rare combination of modern construction, location, and additional land, don't miss your chance to make it yours. Schedule your private showing today.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,984 | $3,851 |
| Total Monthly Payment | $2,924 | $3,076 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.