4940 SURFSIDE CIRCLE, Bradenton, FL, 34211 | $919,900

Why wait to build when this one is already done… and Done Right? 3 Bedrooms + 3. 5 Baths + Den. . . Whole-House Generator + Motorized Storm Screens + Accordion Shutters = Added Protection & Privacy. All Permitted Work—so you can Skip the Headaches of Dealing with Contractors & get straight to enjoying life! Set on a Private, Nearly ¼-Acre Preserve Lot with Approx. 30 Feet behind --protected green space, nobody can build on + Large oak trees--Just Peace, Quiet & Private. Inside, it Flows. Open layout, Split Bedrooms, and Every Guest Gets Their Own Ensuite—because no one likes sharing a bathroom on vacation… or ever. The owner’s suite feels like a retreat, with a Zero-Entry Large Spa Shower, Upgraded Lighting, and a Custom Closet that actually works.
Step outside and this is where life happens—Extended Lanai, ready for your outdoor kitchen (fully plumbed incl. water) ++ 31-ft Heated, Saltwater Pool with Sunshelf , Bubblers & Fountains. Coffee in the morning, cocktails at sunset… You get the idea.

No Carpet Anywhere—just clean porcelain tile throughout (all the Grout was Sealed for Easy Clean Up & Preservation). Custom Floating Cabinetry in the living room & Under Lighting adds that finished, High-End Touch.

3-Car Extended Garage (over 700 sq Ft. . . for all your toys & Golf Cart), a Laundry Room Designed for Storage, and a deep Blanco Sink that can handle real life.

And when you’re ready to be social, you’ve got pickleball, clubs, events, Gym & a full-time lifestyle director keeping things fun.

No Waiting. No Projects. Just move in and start enjoying the life you came here for. Cresswind is a 55+ Fun Community.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2021
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,560
  • Acreage: 0.21
  • Est. Taxes: $10,125
  • HOA Fee: $1,286 Quarterly
  • Lot Desc: Landscaped, Sidewalk
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: A4690165
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/A4690165/4940surfsidecircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/22/2026 4:53:05 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4940 SURFSIDE CIRCLE, Bradenton, FL, 34211

$919,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $735,920 $735,920 $735,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $844 $844 $844
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,295 $4,412 $6,161
Total Monthly Payment $5,231 $5,348 $7,097

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.