11351 SHIPWATCH LANE, #1843, Largo, FL, 33774 | $365,000

Under contract-accepting backup offers. Coastal living without the chaos, perfectly positioned in the sought-after Shipwatch Yacht & Tennis Club, just moments before the bridge to the Gulf beaches. This is where convenience meets calm. Where everyday living feels elevated, yet effortless. This beautifully updated two-bedroom, two-bath residence delivers a rare combination of privacy, functionality, and refined coastal style set within one of the area’s most established waterfront communities. From the moment you step inside, vaulted ceilings and an open-concept layout create an immediate sense of space and light. The interiors feel airy, intentional, and quietly sophisticated, designed to live larger than expected. Sleek vinyl flooring runs throughout, paired with clean finishes and a modern, livable design that balances comfort with style. The kitchen anchors the home with a farmhouse-style sink and thoughtful updates, blending everyday practicality with a polished coastal aesthetic. But what truly sets this residence apart is the level of investment already made for you. All windows were replaced in 2023 with hurricane-impact, double-pane glass, a $30, 000 upgrade that delivers not only protection, but long-term efficiency and peace of mind. Paired with new hurricane-impact sliding glass doors and a newer HVAC system (2021), the heavy lifting has already been done. Additional enhancements including a smart thermostat, updated ceiling fans, new toilets, and fresh interior and exterior paint (2025), create a home that is not just move-in ready, but effortlessly turnkey. And then there’s the setting. Positioned along a peaceful pond, this unit offers a private, calming backdrop, something increasingly rare in condo living. No parking lot views. No noise. Just water, light, and space to breathe. A private one-car garage adds another layer of convenience and value, a feature not consistently found within the community. Beyond the home, Shipwatch Yacht & Tennis Club delivers a true lifestyle experience. Set across 56 acres of lush, gated waterfront grounds, residents enjoy access to tennis courts, pools, walking trails, marina access, and more, all just minutes from the beach, dining, and local favorites. This is the kind of property that doesn’t just check boxes; it changes how you live. A rare opportunity to experience coastal living with intention, privacy, and proximity, without compromise. Schedule your private showing today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Fitness Center, Park, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: SHIPWATCH
  • Year Built: 1992
  • Approx Sq. Feet: 1,235
  • Est. Taxes: $5,707
  • Condo Fee: $1,100 Monthly
  • Lot Desc: In County, Near Marina, Near Public Transit
  • View: Water
  • Water Front: Yes
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8498451
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/TB8498451/11351shipwatchlane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 2:15:24 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11351 SHIPWATCH LANE, #1843, Largo, FL, 33774

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,681 $1,870 $2,425
Total Monthly Payment $2,232 $2,421 $2,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.