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Have you always dreamed of owning a home with "backyard" access to your own boat and dock with easy access from the Intracoastal to the Gulf of Mexico-but thought it would be unattainable? The thought of hurricanes gives you pause? Well wish no longer-as this is the one that will be difficult to walk away from. Meticulously updated and maintained this 2280 sq. ft. , 0. 40 acre pie-shaped, fenced corner lot home lives much larger than its square footage and has never suffered any hurricane associated damage. With its bright and oversized rooms that draw you in to enjoy the indoor/outdoor all-season living that draws over 1000 people per day to make Florida their home you will delight in the "find" you can call your own. The outdoor lanai with heated swimming pool is surrounded lovingly tendered Florida mature plantings and leads to the pathway to your 2 year young replaced boat dock and access stairs. The boat lift can accommodate a vessel that is between 8000-10000 lbs. while the depth of the Lemon Bay Canal can handle a craft of up to 45 ft. The owners showed pride of ownership in the manner that the house was maintained. Newer roof, 2025 hot water heater with newer replaced dual zone A. C. units {2023 and 2025} and a generator hookup only ads to its worry free enjoyment. High impact windows and doors only reinforces the inclement weather-hardening of the home. The Owners did not stop there: Kitchen cabinets and counter-tops with a reverse osmosis system, appliances, laundry room with cabinets with utility sink, luxury CORTEC waterproof flooring, bathrooms remodeled and the popcorn ceilings were replaced with a texturized product. In addition the house had been re-plumbed in 2024 where the pipes have been run above the ceilings. There are two wells on the property. Only one is utilized for irrigation with a new freshwater connector switch. The den and family room share in a prominent custom-installed pass through fieldstone wood-burning fireplace which adds to the laid back ambience of the home and in particular the most used rooms in the home. The oversized garage is home to the owner's workshop when the "I can fix it" need comes up. Freshly painted, crown molding, French doors, plantation shutters throughout plus the new fans add to the crispness of the room presentations and the well thought out floor plan flow. Bringing the family? After fishing swimming and boating there is an abundance of places to ride your bikes and enjoy the ride to the Lemon Bay Park just down the road. *Don't miss this one. *It is worth your trip.
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Our Executive Mortgage Banker:
Our Insurance Division:
$989,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $791,920 | $791,920 | $791,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | $342 | $342 | $342 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,748 | $4,876 | $6,683 |
| Total Monthly Payment | $5,182 | $5,310 | $7,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.