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180 Ridge Drive is a beautifully maintained 3 bedroom, 2 1/2 bath pool house located in the Town of Mt. Hope. This outstanding property is situated on a quiet country road in the Minisink School District and just a short drive to shopping, fine restaurants and public transportation. This home has everything one could wish for in their forever home; Bamboo hardwood floors, tile in the kitchen and baths, baseboard heat and central A/C. It also features a large two car attached heated garage with pull down stairs for attic storage and is wired with a 6 circuit portable generator hookup. The generous first floor laundry offers ample room for storage and contains abundant cabinets with counter and a full size stackable washer and dryer which are included in the offering. The first floor lavatory is conveniently situated next to the laundry room. In addition, this property also offers a detached 24X40 double door heated pole building with a rear open storage area and a tool shed for your outdoor gardening tools. . The kitchen is a dream come true with a new SS refrigerator and SS appliances, granite tops and cherry cabinetry. Large group festivities are encouraged; the formal dining room adjacent to the kitchen allows ample seating for large gatherings. The open concept design offers the option of counter seating or table dining in the breakfast nook which opens to the rear paver patio equipped with a manual awning allowing for afternoon shade. The cozy family room is situated off the breakfast nook and offers a quiet respite; perfect for a home office, library or a great spot to watch the game with your friends. There is a pellet stove fireplace insert that will keep you warm on those cold winter nights. A short walk out the back door brings you to the inground pool, (new liner recently installed) surrounded by privacy grasses, a pergola and pool house. Upstairs you will find two additional bedrooms sharing a hallway full bathroom along with the Master suite. The master suite offers a very large walk in closet and a bathroom with double vanities, and a large glass enclosed shower. The ample east facing windows allow the morning sunshine to awaken you to start your day, bringing in natural light and warmth to rejuvenate your body and spirit. The detached pole building offers the hobby enthusiast options galore; tinkering with cars, crafts or just a safe storage for all of your toys. In need of a private office? This will fit the bill. Sellers are retiring to Florida so any furniture that you see can stay with the house at no extra charge along with the lawn care equipment.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $475,920 | $475,920 | $475,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $889 | $889 | $889 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,777 | $2,892 | $3,857 |
| Total Monthly Payment | $3,758 | $3,873 | $4,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.