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Experience the ultimate coastal lifestyle in this sun-drenched, TOP FLOOR condo at 185 Melba Street, Unit #305 located in the sought-after Breaker Beach community of Milford. This 823-square-foot home perfectly balances modern interior updates with the serene atmosphere of waterfront living. The Updated Kitchen features sleek granite countertops, custom cabinetry, and updated appliances. Your own private screened-in Balcony is located off the living area, for year-round enjoyment, offering peaceful water views and refreshing sea breezes. Enjoy the peace and quiet of a top-floor unit with no neighbors living above you! Living at Breaker Beach feels like a permanent vacation with direct access to Long Island Sound. Step out of the building and onto the private association beach which offers a dedicated barbecue and picnic area overlook the water, and the calm local waters - perfect for kayaking, swimming, or paddleboarding. Convenience features include secure building with elevator access, a laundry room and dedicated storage space in the basement and plenty of parking for residents and guests. Located in the charming Point Beach/Woodmont area, you are just a short drive from Milford Town Center, known for its historic green, boutique shopping, and vibrant dining scene. Convenient access to the Milford Train Station and major highways, blending a tranquil beach retreat with easy accessibility.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Full Bath | Full Bath,Tub w/Shower | Main | |
| Kitchen | Granite Counters,Engineered Wood Floor | 9.0 x 11.0 | Main |
| Living Room | Hardwood Floor | 13.0 x 25.0 | Main |
| Other | Balcony/Deck | 7.0 x 12.0 | Main |
| Primary Bedroom | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,760 | $1,760 | $1,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $11 | $14 |
| Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.