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Virtually Staged. Outstanding Value in Gated Royal Oak Estates — Beautifully Updated Villa with New Roof (2025)! This well-maintained and move-in-ready 3-bedroom, 2-bath villa in the gated community of Royal Oak Estates offers an incredible opportunity to own a thoughtfully updated home in a convenient Central Florida location. Featuring 1, 418 square feet of living space, a roof replacement in May 2025, and numerous interior improvements throughout, this property delivers comfort, style, and exceptional value in today’s market. Inside, you’ll find an inviting open layout with luxury vinyl flooring, fresh interior paint, updated lighting, ceiling fans, updated hardware, and attractive custom details throughout the home. Architectural touches including crown molding, custom bead-board, and board and batten accents add warmth and character to the interior spaces. The updated kitchen offers new cabinetry, stainless steel appliances, a double-wide refrigerator, tile flooring, and a custom pantry designed for both functionality and storage. The spacious primary suite features designer wallpaper, upgraded cabinetry, granite countertops, and updated fixtures, while the guest bathroom has also been refreshed with new cabinetry and tasteful improvements. Enjoy relaxing mornings or evenings on the spacious freshly painted screened lanai. Additional features include indoor laundry with a newer washer and dryer, beautiful window treatments that convey with the home, and a well-cared-for interior that reflects pride of ownership throughout. Ideally situated near shopping, dining, restaurants, medical facilities, and just minutes from The Villages, this home offers easy access to everyday conveniences while still maintaining the privacy and comfort of a gated community. With major updates already completed, this move-in-ready villa presents an outstanding opportunity for year-round living, seasonal use, or long-term investment potential in a desirable Leesburg location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $184 | $184 | $184 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $910 | $959 | $1,262 |
| Total Monthly Payment | $1,169 | $1,218 | $1,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.