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This well-maintained 4-bedroom, 2-bath Spring Hill home has been lovingly cared for by the same owners for nearly two decades and shows every bit of it. Soaring cathedral ceilings and an open split floor plan welcome you inside, leading to a fully updated kitchen with white cabinetry, quartz countertops, a large sink, and upgraded appliances - plus the convenience of two pantries for exceptional storage. Both bathrooms have been tastefully renovated. The oversized master suite offers generous space and comfort. Whole-house water filtration ensures clean, quality water throughout. Brand new flooring throughout gives the home a fresh, modern feel from room to room. Out back, a vinyl-fenced yard with double-door rear entry wide enough for truck access opens to a large shed and a newer sliding glass door leading to a patio overlooking a peaceful retention pond with no rear neighbors, offering exceptional privacy. Major updates include a new roof, A/C unit only 3 years old, double-pane argon gas tinted windows with transferable lifetime warranty, gutter guards, and an alarm system. Zoned for Springstead High School. This is a meticulously kept home in a quiet neighborhood - truly move-in ready.
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $149 | $149 | $149 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,071 | $2,724 |
| Total Monthly Payment | $2,188 | $2,295 | $2,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.