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Experience serene lakefront living in this immaculately maintained 55+ villa featuring all new appliances and fresh paint throughout. Relax on your extra large, south facing covered and screened patio while enjoying sprawling, full-length lake views. Take advantage of extra living space with the den - perfect for an office or easily convert to a 3rd bedroom. Spacious 1 car garage with washer/dryer, and 2 car driveway. Located in the prestigious guard-gated 55+ Baywinds community, residents enjoy resort-style living with a spectacular, fully staffed clubhouse, three pools (lap, lounging, and resistance), fitness center, hot tub, saunas, tennis, pickleball, bocce, shuffleboard, billiards, library, ballroom, card rooms, and a full calendar of clubs and social activities. Baywinds offers a fully staffed resort style clubhouse featuring a ballroom with stage, theater, media room, library, billiards room, multiple card rooms, arts and crafts studio, and men's and women's locker rooms with saunas. The community includes three pools—a lap pool, a large lounging pool, and a resistance walking pool—along with a hot tub/spa. Outdoor amenities include four bocce courts, four lit and one unlit tennis courts, four lit pickleball courts, four shuffleboard courts, and outdoor fitness areas. The fitness center offers full gym facilities, an aerobics studio, and group wellness classes. Baywinds also hosts an extensive lineup of clubs and social groups, including the Men's Club, Women's Club, Theater Arts Group, Bocce Club, Tennis Club, Clay Artisans, Craft Group, New York Club, Hadassah, and the Community Emergency Response Team (CERT), and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,647 | $2,175 |
| Total Monthly Payment | $1,893 | $1,959 | $2,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.