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32 Meander Row offers an exceptional opportunity to own one of the larger townhome units in the desirable Rivers Point community on James Island, combining generous living space with an unbeatable location. Just minutes from downtown Charleston and Folly Beach, and within easy reach of popular shops and dining along Folly Road. This home places convenience at your doorstep. Inside, the care and attention from the current owners are immediately evident. The main level features a bright, open layout with hardwood floors throughout, creating a warm and inviting atmosphere. The sunlit living room overlooks a charming fenced backyard; perfect for entertaining, gardening, or simply unwinding. A unique spiral staircase leads to an elevated deck, offering additional outdoor space for relaxing or hosting guests. The kitchen is thoughtfully designed with abundant counter space and a large island for casual seating, while a separate dining area comfortably accommodates larger gatherings. A standout feature of this home is the converted garage, now functioning as a spacious fourth bedroom complete with heating and cooling; ideal for guests, a home office, or flex use. It can also be easily reverted back to a traditional garage if desired. Upstairs, you'll find three additional bedrooms and two full bathrooms. The primary suite is tucked at the rear of the home, offering privacy along with its own en-suite bath and dual closets. One of the secondary bedrooms opens onto a private deck overlooking the backyard, with direct access via the spiral staircase. There's also a generously sized attic, providing extensive storage or the potential to be finished into a home office, studio, or playroom. Residents of Rivers Point enjoy access to an Olympic-size swimming pool, scenic ponds, and beautifully landscaped grounds with mature trees. The monthly regime fee covers flood insurance, exterior maintenance, lawn care, pool upkeep, and common area maintenance--making for easy, low-maintenance living. Discover the comfort, space, and lifestyle that make this standout, larger-unit townhome in Rivers Point truly special.
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,125 | $2,241 | $2,911 |
| Total Monthly Payment | $2,200 | $2,316 | $2,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.