3 Cottage Court, Nantucket (Town), MA, 02554 | $3,595,000

Tucked just moments from the heart of Nantucket Town, this beautifully preserved and extensively updated historic home offers a rare blend of timeless character and contemporary comfort. This residence features three ensuite bedrooms, a powder room, and exceptional indoor-outdoor living. Originally built in 1838, the home retains its authentic charm with treasured period details throughout—exposed original beams, antique brickwork, wide plank pine floors, and a rare secondary staircase. A distinctive leaded half-round window, farmhouse harlequin kitchen flooring, and a built-in brick-backed bookcase wall further highlight its storied past. Recent renovations (2021–2026) have transformed the home into a turnkey retreat. The redesigned kitchen, pantry, and powder room offer both style and efficiency, complemented by newer premium appliances. A newly added primary suite with dormered ceilings provides a serene escape, complete with a walk-in closet and spa-like bath. Modern systems—including ductless mini-split heating and cooling, an on-demand water heater, new roof with copper gutters, all ensure year-round comfort. Outdoor living is equally compelling. A private, wraparound brick patio—framed by ivy-covered fencing, mature landscaping, and what is believed to be the island’s oldest Japanese maple—creates a tranquil oasis ideal for entertaining. Enhancements include a newly added outdoor spa, refreshed patio and driveway, and an updated outdoor shower. The electrically wired patio space is perfectly suited for gatherings both large and intimate. Set back from the street, on a quiet, almost hidden lane, 3CC offers the rare advantage of being located on the first block in town without residential parking permit requirements for your guests and entertainment parking needs. Lush hydrangeas and climbing roses welcome you at the front entry, completing the quintessential Nantucket aesthetic. With a strong rental history and proven year-round livability, this exceptional offering presents a unique opportunity to own a piece of Nantucket’s history—beautifully adapted for modern living.

Features

  • Town: Nantucket
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Year Built: 1832
  • Heating: Electric
  • Basement: Root Cellar
  • Approx Sq. Feet: 2,130
  • Acreage: 0.08
  • Est. Taxes: $6,883
  • Lot Desc: see deed, yes
  • View: None, Twn
  • Appliances: Stove: Bertazzo Gas, Washer: Miele
  • Property#: 92968
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /mls/92968/3cottagecourt_nantucket_ma?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Susan RenzulliBroker Associate

508.332.0528

Susan.Renzulli@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3 Cottage Court, Nantucket (Town), MA, 02554

$3,595,000

Susan Renzulli

Broker Associate

William Raveis Real Estate

Phone: 508.332.0528

Susan.Renzulli@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,876,000 $2,876,000 $2,876,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.349% 6.183%
Monthly Tax Payment $574 $574 $574
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,330 $17,708 $24,269
Total Monthly Payment $17,029 $18,407 $24,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.