8231 E SUNRAY LANE, Floral City, FL, 34436 | $315,000

Under contract-accepting backup offers. Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on 1. 09 acres in desirable Floral City. Located within Lake Magnolia Estates with no HOA or CDD fees, this property offers privacy, space, and direct lake frontage. A long, oversized driveway, perfect for boat or RV storage, leads to a neatly manicured entrance, setting the tone for the home’s inviting curb appeal. Walking up, take note of the adorable porch and smart doorbell. Inside, you’ll find over 2, 170 square feet of living space featuring luxury vinyl plank flooring (2022), a light and bright entryway, and a well-designed, flowing floor plan. The updated kitchen (2022) is a standout, showcasing white shaker soft-close cabinetry with crown molding and a pantry-- with pull out drawers, glass-front display cabinets, built-in plate storage, granite countertops, a farmhouse sink, newer stainless steel appliances - including a double oven (2022), and a new dishwasher (2025). The adjacent formal dining area connects seamlessly to the open living room, which features crown molding, tray ceilings and sliding glass doors leading to the Florida room—perfect for entertaining or enjoying indoor/outdoor living. The split floor plan provides added privacy, with the spacious owner’s suite tucked away on one side of the home. It includes a walk-in closet with built-in shelving and a fully updated ensuite bathroom (2022) featuring a freestanding soaking tub, tiled walk-in shower, dual vanities, and a private water closet. On the opposite side of the home, you’ll find an open office area, two additional bedrooms with ample closet space, and a beautifully updated guest bathroom (2022) with a tub/shower combination. Enjoy Florida living outdoors with a large screened lanai (20x18) with vinyl windows (2015), an oversized wood sun deck, and an attached 2-car carport. The elevated positioning of the home adds extra peace of mind. Additional highlights include a detached 24x26 two-car storage building with electric, a perfect space for a workshop or extra storage, as well as an additional shed for lawn equipment or recreational items. Recent updates include a new roof (2024), interior paint and lighting (2022), water heater (2020), AC (2018), a raised well with a new tank (2022) and new washer and dryer (2026). There is also a full home water softener with an iron filtration system! Outback there is a fire pit and plenty of space to grow and enjoy! This home is a 41 x 70 triple wide by Southern Energy Homes and will not last long, centrally located near the Floral City historic district, close to amenities, eateries and all Florida has to offer, make your appointment today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2005
  • Garage: 2-car Driveway, Other, Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,170
  • Acreage: 1.09
  • Est. Taxes: $1,218
  • Lot Desc: Cleared, Level, Oversized Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Floral City Elementary School
  • Middle School: Inverness Middle School
  • High School: Citrus High School
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8499112
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/TB8499112/8231esunraylane_floralcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 1:35:54 AM)
Listing courtesy of PEOPLE'S TRUST REALTY   Phone: 727-946-0904

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8231 E SUNRAY LANE, Floral City, FL, 34436

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $102 $102 $102
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,509 $1,572 $2,058
Total Monthly Payment $1,686 $1,749 $2,235

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.