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There is so much to love about this adorable beach bungalow in Ormond. Just a short walk to an oceanfront park at the end of the street on A1A, and an equally short walk to a Halifax riverfront kayak launch and dock sits this quaint and very clean three-bedroom bungalow with two full baths. All three bedrooms have spacious closets for storage and the back bedroom has private access to the second full bathroom. There aren't many homes with this amount of space in this area, and you can add to that a one car garage with a newly refinished floor, separate laundry room, and spacious Florida room overlooking the backyard that can easily be converted into extra living space under AC, if desired. The backyard is also partially fenced, offering added privacy and flexibility for outdoor use. Or, just open the Florida room windows and enjoy that ocean breeze while you enjoy your morning coffee. The open floorplan features a kitchen that is open to the living area and the owner has equipped the kitchen with a dishwasher too. There is also a shed for additional storage for bikes, beach toys, lawn tools, and household items. With a roof that's only 8 years old, a 2021 AC and a tankless hot water heater, you can move in and never worry about the updates. Offering a clean and coastal vibe, the exterior has been freshly painted, and new landscaping has been added as well. This house is as cute and clean as it can be-- and ready for a new owner to call it home. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,632 | $1,699 | $2,236 |
| Total Monthly Payment | $2,091 | $2,158 | $2,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.