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Presented by
Lisa Campo Team |
5823 TERNCREST DRIVE, Lithia, FL, 33547 | $1,050,000
Welcome to this beautifully updated 4 bedroom, 4 bathroom home with a 3 car side-entry garage and private pool, located in the gated Ternwood section of Fish Hawk Ranch. Offering a highly functional layout with formal living and dining areas, a private office, flex space, and an upstairs bonus room, this home combines flexibility, comfort, and extensive upgrades throughout. Crown molding, plantation shutters, and luxury vinyl plank flooring create a cohesive and elevated feel across the main living spaces.
The remodeled kitchen features stone countertops, decorative backsplash, a large center island, breakfast bar seating, walk-in pantry, reverse osmosis system, stainless steel appliances, gas cooktop, and built-in oven, all overlooking the spacious family room with a gas fireplace. A split bedroom design provides privacy, including a separate guest suite ideal for visitors or multigenerational living.
The primary suite offers abundant natural light, a large walk-in closet, and an updated ensuite bath with dual vanities, garden tub, and frameless walk-in shower. Upstairs, the bonus room provides flexible space for a media room, playroom, gym, or additional living area.
Outdoor living is designed for year-round enjoyment with a screened saltwater pool and spa, upgraded pool automation, color changing LED lighting, new pool pump and filter, paver decking, wood-burning outdoor fireplace, fenced backyard, and added privacy from mature podocarpus landscaping.
Major updates include ROOF replaced in 2020, WINDOWS replaced in 2022, HVAC systems replaced in 2020 and 2023, NEW DOORS in 2022, water softener in 2020, kitchen and bathroom remodel completed in 2021, new flooring in 2021, laundry room remodel 2025, epoxy garage floors, new garage doors and motors with new tracks 2025, all new pool equipment with color changing LED lighting 2025, and screen enclosure replaced in 2019.
Residents enjoy access to the exceptional amenities of Fish Hawk Ranch including pools, parks, clubhouses, trails, playgrounds, and top-rated schools
Features
- Amenities: Clubhouse, Fitness Center, Park, Pickleball Court(s), Playground, Pool, Racquetball, Tennis Court(s), Trail(s)
- Rooms: 10
- Bedrooms: 4
- Baths: 4 full
- Lot Size: 152.14 x 149
- Laundry: Laundry Room
- Style: Craftsman
- Year Built: 2006
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 4,266
- Acreage: 0.48
- Lot Size: 152.14 x 149
- Est. Taxes: $14,678
- HOA Fee: $499 Annually
- View: Pool
- Elem. School: Fishhawk Creek-HB
- Middle School: Randall-HB
- High School: Newsome-HB
- Pool: In Ground
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Filtration System, Water Softener
- MLS#: TB8497590
- Days on Market: 6 days
- Website: https://www.raveis.com
/eprop/TB8497590/5823terncrestdrive_lithia_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lisa Campo TeamSales Associate
860.604.1347
lisa.campo@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5823 TERNCREST DRIVE, Lithia, FL, 33547
$1,050,000
Lisa Campo Team
Sales Associate
William Raveis Real Estate
Phone: 860.604.1347
lisa.campo@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $840,000 | $840,000 | $840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,223 | $1,223 | $1,223 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,969 | $5,104 | $7,088 |
| Total Monthly Payment | $6,317 | $6,452 | $8,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388