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This lushly landscaped Bimini model sits on a lakefront lot backing south. The home (3BR+den, 3BA) has impact windows, whole house generator & surge protector, new or newer a/c & appliances, etched glass entry door & screen, 24" porcelain tile, hi-hats, fans, crown moldings, designer light fixtures & window treatments, custom closets, upgraded baths & more! The kitchen has contemporary cabinets, quartz countertops, glass tile backsplash, glass display cabinets with stainless trim, split oven & much more! Dine at the counter depth snack bar with pendant lights, separate breakfast area or dining room. Large great room with built-in shelves for display. Primary suite with luxurious bath. Den w/built-in desk. Extended wraparound patio has hurricane screen & birdcage w/picture frame screen! Additional Special Features - electric hurricane screens at rear patio covered area - newer Daiken A/C - 2023 plus 10 year warranty on parts and labor, new oversized LG front load washer and dryer with service contract, new GE Profile microwave and GE Profile dishwasher with service contracts, whole house wired ethernet, data ports, upgraded security system - Vector cell network, Fiber internet, 500 gallon propane tank for generator plus APS service contract, "Smart" Outdoor lights, Toto toilets, Murphy Bed with Ethan Allen bookcases In Guest Bedroom. Valencia Cove is a premier 55+ lifestyle community featuring a spectacular 39, 000 square-foot clubhouse and 10 acre outdoor recreational facility. Endless activities and opportunities for fun abound - there are activities, trips, shows, and clubs of all types. The clubhouse features an expansive foyer and lobby, grand ballroom with raised stage and dance floor, four spacious card rooms, Cafe with indoor/outdoor seating, Arts and crafts room with kiln, Internet/Billiards room, Office, Catering kitchen with separate demonstration cooking studio, Yoga & exercise studio with ping pong, fully equipped fitness center and men's and women's locker rooms with steam rooms, massage room and showers. There are four pools - a beautiful Resort-style pool and Shade Pavilions, Lap pool with Swimmers' Lap Lanes, Resistance walking pool, Grandchildren's wading pool, and an Outdoor whirlpool spa. There are eight har-tru tennis courts with shade pavilions and lighting for night play, tennis pro shop, tennis pro, league play, six pickleball courts, pickleball pro, league play, 2 bocce courts, league play, half-court basketball and walking/jogging/biking paths throughout and just outside the community. Valencia Cove is conveniently located near shopping, restaurants, houses of worship and major highways!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.235% | 6.164% |
| Monthly Tax Payment | $898 | $898 | $898 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,377 | $4,496 | $6,245 |
| Total Monthly Payment | $5,367 | $5,486 | $7,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.