4051 MELLON DRIVE, Odessa, FL, 33556 | $768,000

ASSUMABLE RATE OPTION! The Santa Monica floor plan with POOL is up for grabs in Starkey Ranch in Odessa, FL. This one-of-a-kind home sits on a quiet street with views of the water/trees- no front neighbors. Facing south, this residence features a Mediterranean-style exterior, paver driveway, covered front porch, professional landscaping with palm trees, landscape lighting and curbing. Built with "every day life" in mind, this 4 bedroom, 2 FULL bathroom and 2 HALF bathroom home comes in at 2848 sq ft of living space. Once inside, you will appreciate the modern luxury vinyl flooring throughout the main living area. Interior walls have been painted with upgraded paint. Tall 2-story entrance with staircase grabs your attention making the home feel open and spacious. Main floor has office/den/flex space for convenience. Off the garage is the laundry room with added storage cabinets. Under stair storage is currently a pet resort and can easily be opened up into something special! As you enter the heart of the home, the space just opens up into perfection. The living room, dining space and kitchen all connect for easy conversation and entertaining. Tray ceilings add elegance. Large picturesque windows provide natural light and beautiful views of the pool. These windows also have motorized shades for privacy and can be used all together or individually. The entire home provides crown molding and detailed accent walls with shiplap. The bright kitchen has unique almond shaded cabinets with detailed glazing, granite counter tops with ample space, 42 in cabinets, and newer fingerprint free GE appliances. 5 burner gas range- gas community. Designer lighting throughout. Primary retreat is located on the MAIN level. This private serene space is both cozy and offers a spa like ensuite. Beautiful tiled shower from floor to ceiling with glass enclosure and bench and ceiling rain shower head. Dual sinks, granite counter tops, and large walk in closet with built-in organizers. The luxury vinyl flooring has been carried upstairs and once there you get to enjoy the spacious loft/bonus room perfect for movie nights. There are 3 additional bedrooms all separated for privacy. One room has its own ensuite with shower/tub combo and a privacy door. This "Jack and Jill" concept also provides the loft area guests with their own bathroom. The two other rooms are just as comfortable and bright with great closet space. Outdoor is where you will be enjoying the Florida lifestyle. This gorgeous and thoughtful outdoor oasis will cause envy. Heated saltwater pool with sundeck, umbrella stand, and safety fence are ready for the get togethers. You have a vinyl privacy fence with lights and amazing landscaping/palm trees. The pool has a rock water fountain feature so you can hear the bubbling from inside the home. Artificial turf added for low maintenance. Outdoor kitchen with grill and bar fridge. Surround sound system inside as well as outside for enjoyment. Garage provides ceiling storage and bike racks. Water softener. Located near the A-rated Starkey K8 school, district park, and public library, the location within the community is great. The home is close to an entrance for easy travel accessibility and is close to grocery, medical, shopping, restaurants and entertainment. Enjoy the miles of trails through the preserve and the close proximity to Cunningham Lake. Starkey Ranch is all about being adventurous and being in nature. It is truly a one-of-a-kind community.

Features

  • Amenities: Basketball Court, Fence Restrictions, Park, Playground, Pool, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Laundry: Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2018
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Natural Gas, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,848
  • Acreage: 0.15
  • Est. Taxes: $10,470
  • HOA Fee: $85 Annually
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Trees/Woods, Water
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener
  • MLS#: W7884830
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/W7884830/4051mellondrive_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 2:50:36 AM)
Listing courtesy of RE/MAX CHAMPIONS   Phone: 727-807-7887

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4051 MELLON DRIVE, Odessa, FL, 33556

$768,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $614,400 $614,400 $614,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $873 $873 $873
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,680 $3,879 $5,102
Total Monthly Payment $4,644 $4,843 $6,066

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.