98 CEDAR ELM DRIVE, #32, Safety Harbor, FL, 34695 | $149,900

VERY MOTIVATED SELLERS! PRICE JUST REDUCED! Welcome to your beautifully furnished retreat, perfectly situated on a dry lot in an X flood zone, offering peace of mind and privacy. This well-maintained home showcases a stunning tropical wooded backdrop, complete with a serene, meandering stream that creates a truly picturesque and tranquil setting. Inside, the home has been thoughtfully cared for, including upgraded ¾-inch plywood subflooring for added durability. The property has been regularly inspected underneath, and the roof-over adds extra protection and longevity. Located in the highly sought-after Briar Creek community, this property includes deeded land, an exceptional value. Residents enjoy a friendly neighborhood atmosphere with winding roads and majestic, mature trees that enhance the natural beauty of the area. The monthly maintenance fee of only $220 covers an impressive array of amenities, including water, sewer, trash service, lawn care, private roads, and access to the clubhouse. Relax and unwind at the heated pool and spa, enjoy a game of shuffleboard, or take advantage of the convenient on-site laundry facility and community mart for buying and donating gently used items. This pet-friendly home allows cats only. Conveniently located near numerous medical facilities, including a nearby hospital, this home offers both comfort and accessibility. If you’re seeking a private, nature-inspired setting within a welcoming and well-maintained community, this is the perfect place to call home. Room measurements are approximate, buyer responsible to verify.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 80
  • Laundry: Electric Dryer Hookup, Outside, Washer Hookup
  • Year Built: 1979
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,120
  • Acreage: 0.09
  • Lot Size: 50 x 80
  • Est. Taxes: $2,186
  • HOA Fee: $220 Monthly
  • Pet Policy: Cats OK
  • Appliances: Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Purifier
  • MLS#: TB8497563
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/TB8497563/98cedarelmdrive_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 11:47:08 PM)
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN   Phone: 813-863-1986

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

98 CEDAR ELM DRIVE, #32, Safety Harbor, FL, 34695

$149,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $119,920 $119,920 $119,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $182 $182 $182
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $690 $768 $996
Total Monthly Payment $947 $1,025 $1,253

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.