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Discover your new favorite escape at this beloved seasonal lake cottage on Anderson Pond! Perfect for creating cherished family memories, this lake house has provided 25 years of fun and is now ready for its next owners. Enjoy endless activities right from your private dock - swim, fish, or launch your kayak or canoe onto the 57-acre pond, which allows only electric motors or non-motorized vessels for a peaceful experience. Prefer to relax? Sunbathe on your private deck, unwind on the porch swing with a good book, or enjoy birdwatching with loons, herons, and ospreys. This well-maintained cottage features newer siding and a newer roof. It comes fully furnished, including pots and pans, so all you need to bring are your bedding and overnight bags! There's also a convenient shed for storage and a loft with extra beds, making it easy to accommodate everyone. While currently seasonal, other homes in the area are year-round, offering the potential to add heating for extended use. The state-owned access point, primarily a boat launch for kayaks, canoes, and small boats, is located conveniently off Route 201/Lakeside Drive. Take Polly Road to Lakeside , follow the path to the waterfront, and get ready to step into relaxation mode.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $233 | $233 | $233 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,270 | $1,323 | $1,731 |
| Total Monthly Payment | $1,577 | $1,630 | $2,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.