ARE YOU WASTING MONEY ON RENT? NEED A PLACE FOR AN INDEPENDANT MOM/DAD so they can stay on LI and keep an eye on you?? Welcome to this FIRST FLOOR CORNER UNIT (translation: easy access, no stairs, just convenience). This spacious EXECUTIVE 1-Bedroom brings the goods: H U G E living room. . . . actual entertaining space, not “everyone stand awkwardly around the couch” space. Dining area right off an efficiency kitchen, plus sliders to your own PRIVATE PATIO for coffee, Corona Premiers, or just pretending you’re outdoorsy! Newer flooring throughout and closets for days…whether you use them properly is between you and your life choices. Full Bath right by the BIG Bedroom, plus your own vestibule entrance, a nice little touch that feels a bit more private. Let's not forget. . . . BRAND NEW WINDOWS! No freezing in the winter and sweating in the summer! But wait, there's MORE: Community perks? Gated community with an in-ground pool, clubhouse, playground, and BBQ area. Basically your Summer plans just got an upgrade! Location is on point: Close to Shopping, Dining, and Stony Brook University, MINUTES to Pt. Jeff or Patchogue! Plus plenty more nearby. And here’s the mic drop: Water, Heat, Snow Removal, Grounds Care, Taxes, and Amenities are ALL INCLUDED! Less bills, less headaches… more money in your pocket. Bottom line: If you’re ready to stop throwing money at rent and actually own something, this is your shot. . . . Don’t overthink it, just come see it.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,999 | $159,999 | $159,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,010 | $1,329 |
| Total Monthly Payment | $1,060 | $1,085 | $1,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.