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**HIGHEST & BEST DUE MONDAY, 4/20/26 BY 7: 00PM** Opportunity knocks! This Ranch-style home offers the ease of one level living and is ready for your personal touch to truly make it shine. Featuring hardwood floors (under carpets except for family room), this home includes 3 bedrooms and 1 full bath, along with an updated eat-in kitchen with plenty of space for everyday living. The living room offers a fireplace, while the sun filled family room provides a pellet stove for heating efficiency and a relaxing, peaceful space to unwind. Exit through the French doors to a nice wood deck overlooking the expansive backyard. Enjoy comfort year-round with the 3 split systems providing A/C's & heating with the efficiency of thermal replacement windows. The lower level adds even more potential, complete with a workshop area, laundry & space that could be refinished for additional living area, home office or recreational room. A dependable Weil McClain furnace is already in place along with a pellet stove. Situated on nearly an acre of land, the property offers endless possibilities- expand the backyard, create your dream outdoor oasis or maintain the existing tree line for added privacy. A one-car detached garage with workshop area PLUS an additional shed provide ample storage. Roll up your sleeves and bring this gem back to life! With solid features & great bones, this home is a fantastic opportunity for buyers looking to build equity & make it their own!! Seller prefers as-is sale.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Family Room | Skylight,Sliders,Wall/Wall Carpet | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Kitchen | Remodeled,Eating Space,Laminate Floor | Main |
| Living Room | Fireplace,Wall/Wall Carpet,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,920 | $223,920 | $223,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $485 | $485 | $485 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,343 | $1,397 | $1,845 |
| Total Monthly Payment | $1,903 | $1,957 | $2,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.