538 BAHIA CIRCLE DRIVE, Ocala, FL, 34472 | $409,999

MAJOR PRICE ADJUSTMENT!!!

CURRENTLY THE MOST AFFORDABLE HOME IN THE ZIP CODE WITH A CUSTOM DEN/OFFICE BUILT INTO THE MASTER BEDROOM!

Hard-to-find layout at this price point! this property stands out as the most affordable home in 34472 featuring a PRIVATE BUILT IN DEN/OFFICE directly off the primary suite, making it one of the most unique and value-packed options in the local market!

In this custom-built home with over 3, 500 total square feet, the space, privacy, and timeless design on an OVERSIZED LOT of . 35 acres with NO HOA OR FLOOD ZONE is something you cannot pass on! This one-of-a-kind property with NO REAR-FACING NEIGHBORS is tucked away on a quiet cul-de-sac DEAD-END STREET, & at the same LESS THAN 5 MINUTES AWAY FROM MAJOR RETAILERS & BRANDS like Walmart, Publix, Autozone, 7 eleven, Walgreens, CVS, Dominos, Mcdonalds, and much more, spending less time driving and making it perfect for anyone seeking peace, privacy and convenience all together!

From the moment you arrive, you’ll notice the impressive entrance featuring a large front porch with six elegant columns, an oversized driveway, and a side-facing L-SHAPED GARAGE WITH SCREENED ENCLOSURE. The FULLY FENCED backyard includes a SHED, plus a separately fenced mini garden area ready for your plants or personal retreat.

Inside, the home offers a spacious and unique layout with soaring ceilings, warm flooring, and beautiful architectural details throughout. The grand main living area is enhanced by built-in columns and opens into two additional flex spaces—ideal for a formal dining room, sitting room, office, or anything else your mind desires. The turn-key fully equipped kitchen with all INCLUDED APPLIANCES is perfectly positioned with a breakfast bar and a second dining area nearby for casual meals and entertaining.

The oversized primary suite is a true retreat, featuring a built-in office/sitting area, not one but TWO WALK-IN CLOSETS, and private access to the FULLY SCREENED REAR PORCH. The luxurious fully tiled from top to bottom primary bathroom includes a secluded private toilet room, spacious secluded walk-in shower, oversized double vanity, and a relaxing HOT TUB.

Secondary bedrooms are generously sized, including one with an exceptionally large closet. The guest bathroom is also generously spacious. Additional features include an INTERIOR LAUNDRY ROOM with WASHER & DRYER included, screened rear porch with access from both the living room and primary suite, and plenty of room inside and out to enjoy Florida living.

This is not a cookie-cutter home—it’s a spacious custom property with character, land, and privacy. Schedule your private showing today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 122 x 125
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Custom
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,604
  • Acreage: 0.35
  • Lot Size: 122 x 125
  • Est. Taxes: $2,107
  • Lot Desc: Cleared, Cul-De-Sac, Level, Oversized Lot
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM722997
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/OM722997/538bahiacircledrive_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 5:47:08 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

538 BAHIA CIRCLE DRIVE, Ocala, FL, 34472

$409,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,999 $327,999 $327,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $176 $176 $176
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,020 $2,100 $2,746
Total Monthly Payment $2,271 $2,351 $2,997

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.