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Welcome to 230 Garth Road, a bright and spacious three-bedroom, two-bath co-op apartment in the Garth Essex located in the highly desirable Eastchester School District. This well-appointed home offers an abundance of natural light and generous interior space, with a thoughtfully designed split-bedroom layout that ensures privacy—each bedroom is comfortably sized and primary bedroon has an en-suite bath. The apartment features beautiful hardwood floors throughout, an updated eat-in kitchen, and renovated bathrooms, blending classic charm with modern convenience. Large windows overlook the building’s entrance and circular driveway, enhancing the airy feel of the home. There are many closets allowing for ample storage. Residents enjoy the convenience of laundry facilities on every floor, and the lobby is handicap accessible with only eight stories, offering a more intimate living environment. FREE Parking is available by permit through the Town of Eastchester and there is a wait list in the building. The Lake Isle Country Club which features an 18 hole golf, tennis and pool club (5 pools) is within a short drive. Maintenance includes hot water, heat, AC and taxes. Ideally located just moments from highways, shopping, schools, everyday amenities, and only approximately half a mile to the Scarsdale Metro-North station, providing an easy 30 minute express commute to Grand Central Terminal. Enjoy a carefree walk on the walking trail by the Bronx River Parkway. A wonderful opportunity to enjoy space, natural light, and convenience in a prime Eastchester location. Financial info: These financials are required for this coop: 25% down payment, 10% on signing the contract 725 min credit score 33% housing ratio , 38%DTI If paying all cash, 20 months of maintenance post closing $57. 72 per month for capitol improvements To park in the building, there is a 1. 5 -2 year wait list. Cost is presently $90 for 1 car and $131 for 2 cars. A real gem! AO CTS
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $438,400 | $438,400 | $438,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,626 | $2,735 | $3,580 |
| Total Monthly Payment | $2,718 | $2,827 | $3,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.