5217 Elm CT, Cape Coral, FL, 33904 | $450,000

Wow – the owner has spent almost $200k in renewing this rambler that lives larger than the square footage on an oversize private lot. You won’t find a better value for the most-desired upscale Yacht Club neighborhood. Appreciate the chef’s kitchen with solid shaker soft-close cabinets, a large cast iron sink, whisper-quiet dishwasher, custom range hood that vents outside, center island counter with four stools, and new LG refrigerator that can turn out 20 pounds of ice a day. Wide plank wood-look flooring, solid oak doors, crown molding and wide baseboards give a classy feel. The large owner’s suite easily accommodates a King bed and two wide nightstands, has a fixtured closet, and both bathrooms have been updated. The fully-fenced backyard is a private retreat where your beautiful heated/cooled pool and patio awaits, with pool and landscape lighting for night time enjoyment, along with many specimen plantings for Zen-like relaxation. Newer roof, AC, water heater, pool resurfacing and pump, and cage screens. A whole house generator keeps you comfortable during any power outage, and the lawn sprinklers use reclaimed water to keep your water bill down. This Turnkey home is ready for new owners to either occupy or profitably rent out as an Air-bnb or VRBO. The large 2 car garage features extra storage and a workbench and slop sink. A storage shed in the back corner of the lot holds your outdoor items. The nearby Cape Coral Yacht Club offers boat launching, beach and dining. Come see this home on a quiet street and you will fall in love. Home comes with a one year home warranty for Buyer comfort.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: CAPE CORAL
  • Year Built: 1971
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,339
  • Acreage: 0.23
  • Est. Taxes: $6,038
  • Lot Desc: Regular
  • View: Landscaped Area,Pool/Club
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226015738
  • Website: https://www.raveis.com
    /prop/226015738/5217elmct_capecoral_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5217 Elm CT, Cape Coral, FL, 33904

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $503 $503 $503
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,940
Total Monthly Payment $2,734 $2,824 $3,518

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.