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Low HOA alert! Move-in-ready 4-bedroom, 3-bath townhome with HOA fees under $200/month and $5, 000 in flex money for buyers. Use the flex money toward closing costs, rate buy-down, or other approved buyer needs while enjoying a beautifully upgraded home that stands out from the competition. Welcome to 135 Pine Gate Drive, where you can enjoy the convenience of low-maintenance living without the high monthly HOA fees often found in similar communities. For buyers looking to keep monthly costs more manageable while still getting space, style, and function, this home is a rare find. Inside, this townhome offers the fresh feel of newer construction with upgrades already completed for you. From the fresh professional paint and custom wall details to the updated designer lighting and durable LVP flooring throughout the main level, the home feels polished, inviting, and ready to enjoy from day one. The open-concept layout is designed for both everyday living and entertaining, with a spacious kitchen featuring a large center island, walk-in pantry, and generous counter space overlooking the living and dining areas. Whether you are hosting, working from home, or simply looking for a home that lives comfortably, this floor plan offers flexibility in all the right places. A first-floor bedroom and full bath add even more versatility, making it easy to use the space for guests, a home office, hobbies, or changing household needs over time. Upstairs, a flex loft area provides additional living space that can function as a media room, reading nook, workout space, or second den. The primary suite offers a spacious retreat with a walk-in shower and large walk-in closet, while the additional bedrooms allow room to spread out. Step outside to enjoy the screened porch and backyard patio, giving you great options for relaxing, grilling, or enjoying a quiet evening at home. Located just minutes from Historic Downtown Summerville, shopping, dining, parks, and everyday conveniences, this home offers an outstanding combination of location, flexible living space, upgraded finishes, buyer incentives, and one of the most attractive HOA fees around. If you are searching for a 4-bedroom townhome with a low monthly HOA, first-floor bedroom, loft, screened porch, and $5, 000 flex money, 135 Pine Gate Drive deserves a spot at the top of your list.
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Our Executive Mortgage Banker:
$329,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,600 | $263,600 | $263,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,623 | $1,664 | $2,189 |
| Total Monthly Payment | $1,698 | $1,739 | $2,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.