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Historic Downtown Charleston End-unit Rear position furthest from the street Off-street parking Near MUSC, College of Charleston, and Local Beaches Roof 2023 HVAC 2024: Experience the appeal of 22 Ogier Street, a downtown Charleston residence in the Radcliffeborough neighborhood, about a 5-minute walk to both MUSC and the College of Charleston. Offering 2 bedrooms, 2 full baths, 1 half bath, approximately 900 sq ft, and off-street parking, this property blends classic character, practical updates, and an exceptional location on the Charleston peninsula. WELCOME HOME: Step inside to a comfortable and well-designed interior where the living and dining spaces come together around a gas fireplace, creating a warm focal point for everyday living. The kitchen features granite countertops with a breakfast bar and opens easily to the main living area. Upstairs, both bedrooms offer private baths, creating a layout that feels balanced, functional, and well suited for daily living. CONVENIENCE THAT MATTERS: A covered front porch adds welcoming curb appeal and creates a comfortable place to enjoy the pace of downtown Charleston. Off-street parking is a valuable feature in this location, and major updates include a roof replaced in 2023 and HVAC replaced in 2024. Outdoor storage adds practical flexibility for everyday essentials. HOA is responsible for the common elements including the buildings exterior, flood, & wind & hail insurance, termite bond, and quarterly pest treatments for the exterior of the building. LIFE AT YOUR DOORSTEP: Located in Historic Downtown Charleston, 22 Ogier Street places noted dining, shopping, and Charleston's well-known landmarks close at hand in a city regularly recognized among the country's standout travel and food destinations. With Folly Beach and Sullivan's Island each approximately 10 miles away & the Charleston City Marina is under 1 mile from the front door, beach days, boating, and coastal escapes are also within easy reach. YOUR NEXT MOVE: Whether seeking a primary residence, a secondary home, or a savvy investment in one of America's favorite cities, 22 Ogier Street brings together charm, convenience, and location in one compelling package. Don't miss out - schedule your private viewing today and make your move towards life in historic Charleston.
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Our Executive Mortgage Banker:
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$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,300 | $2,396 | $3,136 |
| Total Monthly Payment | $2,375 | $2,471 | $3,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.