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Welcome to this spacious and well situated residence in the heart of Port Charlotte, offering comfort, functionality, and exceptional potential both inside and out. This well-maintained 2-bedroom, 2-bath, 2 CAR ATTACHED GARAGE home boasts just over 1, 600 square feet of living space, providing the perfect balance of openness and livability. Step inside and immediately appreciate how natural light floods the home, enhancing the airy feel and inviting atmosphere throughout. A standout feature is the extended under-air Florida room, creating a versatile space ideal for additional living, entertaining, or simply enjoying the Florida lifestyle year-round. Out back, the fully fenced yard offers privacy and endless possibilities. Whether you envision a pool, garden, or outdoor retreat, the space is ready for your personal touch. The property is already equipped with an extended concrete patio—perfect for grilling and outdoor seating—and a spacious, permitted 2019 shed complete with a mini A/C unit, making it an excellent option for a workshop, hobby space, or additional storage. This home also offers valuable updates for peace of mind, including a 2017 ROOF and IMPACT RATED WINDOWS installed in 2020, along with roll-down hurricane shutters on the rear windows for added protection and convenience. With its thoughtful features, natural brightness, and outdoor potential, this property presents a fantastic opportunity to enjoy the best of Punta Gorda living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,999 | $159,999 | $159,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $350 | $350 | $350 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $934 | $972 | $1,297 |
| Total Monthly Payment | $1,359 | $1,397 | $1,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.