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Spacious Corner One-Bedroom in Prime Bay Ridge with Low Maintenance This bright and expansive pre-war corner residence offers an exceptional combination of space, light, and value in the heart of Bay Ridge. Situated on the second floor and spanning approximately 900 square feet, the home enjoys abundant natural light from northern and eastern exposures, creating a warm and inviting atmosphere throughout. The well-proportioned layout is ideal for both everyday living and entertaining, featuring a generously sized living room, a defined dining area, and a large foyer that can easily function as a home office or additional seating space. The newly renovated kitchen is thoughtfully designed with contemporary white shaker cabinetry with LED under-lighting, custom white Quartz countertops, white subway-tiles and stainless-steel appliances including a dishwasher, seamlessly connecting to the living area while maintaining functionality and flow. The oversized bedroom offers excellent flexibility, comfortably accommodating a king-sized bed along with additional furniture, and is complemented by multiple closets with custom shelving/ built-ins. A windowed bathroom provides both light and ventilation, while classic pre-war details-including high ceilings, hardwood and parquet floors, and original archways-add timeless character throughout. Located in a well-maintained and charming Pre-War, elevator co-op, the building features a live-in superintendent, laundry facilities, bike storage, additional storage, and a large, fully equipped state-of-the-art gym. The exceptionally low monthly maintenance adds to the overall appeal. Perfectly positioned near Shore Road Promenade, the Narrows Botanical Gardens, and waterfront parks, this home offers easy access to scenic walking, running and biking paths along New York Harbor and the Verrazano Bridge Waterfront. Transportation options are excellent, with the Bay Ridge NYC Ferry Pier, X27 and X37 express and B9 and B64 local buses, the 77th Street R train and Citi Bike stations all nearby, providing convenient access to Manhattan and beyond. The neighborhood also offers a vibrant mix of local cafés, shops, gourmet grocers and Michelin Guide rated restaurants including Tanoreen, Yemenat, East Harbor Seafood Palace, Chuan Tian Xia and many more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,101 | $2,217 | $2,918 |
| Total Monthly Payment | $2,176 | $2,292 | $2,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.