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Move in ready sunny 3 bedroom , 2 full bath home in the heart of Bayville. The Living room and Dining room are spacious with beautiful hardwood floors and an enclosed porch makes a terrific playroom/office. The kitchen with Kenmore appliances, microwave and gas stove all overlooking the backyard makes a great enjoyable space to work in. Many updates including windows, new roof with new leaders and gutters, (2023), new cesspool (2021), kitchen updated in (2014) and has electric heated tile floors. Freshly painted in (2024), New 200 amp electrical service installed (from the pole) in 2024. All bedrooms are on the second floor and have hardwood floors and 2 windows making each room cheery and bright. There is one full bath on the second floor and one full bath on the main. A side door off the kitchen provides easy access to parking. Convenient to shops, dining, and the LIRR. The backyard is private, and fenced with a large paved patio making this a perfect entertaining space. Not in the Flood Zone. Beach and mooring rights available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $958 | $958 | $958 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,762 | $3,916 | $5,155 |
| Total Monthly Payment | $4,812 | $4,966 | $6,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.