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Welcome to The Pointe within the beautiful community of Headquarters Island. This wonderful home offers expansive views of the lowcountry marshland and the Stono River beyond. There is a Members Only dock just steps away from the home. 1491 Palmcrest is part of the Boat Club, which allows use of a boat lift on an interval. St. John's Yacht Harbor is also a golf cart ride away. Live Oaks abound on the property, adding to the coastal ambiance. The home's floor plan is very open on the main level. There is a chef's kitchen with a Wolf stove. Views of the Stono abound on both levels of the house. Upstairs, there are three bedrooms. The Primary suite is huge! It also has a sitting area that again looks out over the marsh, plus dual his-and-hers custom closets. You might not ever want to leave this area. An elevator can take you to all levels. There are also double front porches on the home. At ground level, there is a large fully insulated and dehumidified space that could accommodate multiple vehicles or boats. There is also a conditioned area that could make a great office or wine room. There is also a great workbench for those who are handy. Exit to the rear to a screen porch excellent for cooking out - or just relaxing. New sod and an irrigation system, controlled remotely by phone, make the yard work a breeze. Come see this beautiful home in one of the most unique coastal areas in all of Charleston!
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Our Executive Mortgage Banker:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,996 | $6,157 | $8,439 |
| Total Monthly Payment | $6,121 | $6,282 | $8,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.