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Multiple offers in hand!Charming, Updated Home on Quiet Cul-de-Sac - 3 Bed, 2. 5 Bath, 1, 796 Sq Ft Welcome to 981 Stono River Dr, a beautifully maintained and thoughtfully updated home tucked away on a quiet cul-de-sac with no through traffic--offering privacy, safety, and a true neighborhood feel in one of Charleston's most desirable areas. This 3-bedroom, 2. 5 bathroom home offers approximately 1, 800 square feet of comfortable living space, blending functional design with modern upgrades. Step inside to discover a versatile floor plan featuring a main-level primary suite, ideal for convenience and privacy, with two additional bedrooms upstairs. The home offers multiple living areas, including a heated and cooled flex/sunroom--perfect for a home office, playroom, or additional lounge space. The main living area is warm and inviting, highlighted by a gas-log fireplace, open living and dining spaces, and abundant natural light. Entire interior was just repainted. Recent updates provide peace of mind, including a newer roof, HVAC system(s), tankless water heater, and updated electrical panel. Outside, enjoy a welcoming front porch, a manageable yard with partial fencing, and additional storage space. The attached garage adds everyday convenience. Located on James Island, this home offers quick access to both downtown Charleston and Folly Beach, putting you minutes from top dining, shopping, and outdoor destinations like James Island County Park. The home is zoned for highly regarded schools, including James Island Elementary School, Camp Road Middle School, and James Island Charter High School--widely considered among the most sought-after public school options in the greater Charleston area west of the Ashley River region. With its peaceful cul-de-sac setting, no through traffic, major system upgrades, and flexible layout, this home offers a rare combination of comfort, convenience, and location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,043 | $3,118 | $4,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.