4 Senate Street, Charleston, SC, 29403 | $799,900

Tucked along a quiet stretch of Senate Street on Charleston's Upper Peninsula, this custom-built bungalow offers a rare blend of thoughtful design, off-street parking, and walkability to some of the city's most sought-after local destinations. Offered fully furnished, the home presents a true turnkey opportunity--having operated as a successful executive rental averaging approximately $5, 000 per month over the past three years. From the moment you arrive, the home's presence is defined by its inviting front porch and private courtyard--setting the tone for easy, indoor-outdoor living. Inside, a mahogany entry door opens to a light-filled interior with vaulted ceilings, creating an immediate sense of volume and openness rarely found in homes of this scale. The floor plan is both functional and well-considered, with a guest bedroom and full bath on the main level, while the primary suite is privately situated upstairs. The upper level lives as a true retreat, complete with custom closets and a spacious bath featuring dual vanities. The kitchen has been thoughtfully refreshed with painted cabinetry, updated hardware, and a full appliance suite that conveys--including washer and dryer--making this a seamless, move-in-ready offering. Bamboo flooring runs throughout, complemented by fresh interior paint and updated lighting. Storage is a standout feature, with ample closets throughout and a semi-finished walk-in attic accessed from the upstairs laundry--an uncommon convenience in downtown Charleston. Outdoors, the private courtyard and refreshed landscaping extend the living space, while newly painted porches, railings, and columns enhance the home's overall presentation. Off-street parking further elevates the property's livability. Meticulously maintained, the home includes a newer HVAC system (2023), an active termite bond, and a vapor barrier already in place. Ideally positioned just moments from Huriyali, Ethos Athletic Club, Berkeley's Pizza, Hampton Park, and neighborhood favorites like Nette, this is an opportunity to step into one of Charleston's most dynamic and evolving neighborhoods--where lifestyle, convenience, and long-term value align.

Features

  • Amenities: Trash
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 2007
  • Heating: Electric, Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 1,188
  • Acreage: 0.04
  • Lot Desc: 0 - .5 Acre, High, Interior Lot, Level
  • Elem. School: James Simons
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26010988
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/26010988/4senatestreet_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of EXP REALTY LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 Senate Street, Charleston, SC, 29403

$799,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,920 $639,920 $639,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,940 $4,097 $5,357
Total Monthly Payment $4,032 $4,189 $5,449

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.