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Peaceful water views and over 2, 000 square feet of thoughtfully designed living space await in the highly desirable Mariners Gate community. This beautifully maintained 3-bedroom, 2-bath home with a spacious 2-car garage offers the perfect blend of comfort, privacy, peacefulness and convenience. Nestled off the beaten path and not situated off a main thoroughfare, this home enjoys a quiet setting with minimal traffic and no major road noise, enhancing the sense of tranquility. With no rear neighbors and serene waterfront scenery, this property truly captures the best of Florida living. Inside, you'll find a bright, open floor plan with vaulted ceilings and abundant natural light, creating an airy and inviting atmosphere throughout the main living areas. The split-bedroom layout offers ideal privacy for family, guests, or a home office. The oversized laundry room provides exceptional functionality, with ample space for storage and even room for a second full-size refrigerator. The living space flows seamlessly to the screened porch overlooking the water--an ideal setting for morning coffee or unwinding with a glass of wine in the evening. Generously sized, this outdoor space easily accommodates a grill and dining table and chairs, and/or a comfortable outdoor living set, making it perfect for both relaxing and entertaining. Major system updates offer peace of mind, including a new roof in 2021 and HVAC in 2020. Additional features include a generator-ready electrical setup, underground utilities throughout the community, irrigation on a private well with timer, a transferable termite bond, and a spacious 2-car garage. Located in the quiet Mariners Gate community in Edgewater, this home is perfectly positioned for commuters traveling to Daytona, Orlando, or Brevard, and is just a short drive to New Smyrna Beach's shopping, dining, and beaches. Mariners Gate is known for its peaceful atmosphere and high-and-dry setting, while still being just minutes from US-1, SR-442, and I-95. All information taken from the tax records and, while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
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$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $438 | $438 | $438 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,798 | $2,398 |
| Total Monthly Payment | $2,240 | $2,311 | $2,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.