Completely Renovated Waterfront Home on Ball Pond - 3BR, 2BA | New Fairfield. Experience turnkey waterfront living in this beautifully renovated 3-bedroom, 2-bath home on peaceful, non-motorized Ball Pond. Fully updated in 2025, this home offers 1, 140 sq ft of open-concept living with stunning water views throughout PLUS a Fully Finished Walk-Out Lower Level. Interior features include a brand-new kitchen with quartz countertops, new cabinetry, and White Colored appliances (5-year warranty). The living room offers vaulted ceilings, gas fireplace, and sliders leading to a covered Trex deck overlooking Ball Pond. Red oak hardwood floors run throughout the main level. Both bathrooms have been completely renovated with quality finishes. The lower level includes a finished family room with porcelain tile flooring, closed-cell insulation, and walk-out access to a professionally landscaped yard with a new retaining wall and patio by the water. Major upgrades include: new roof, skylights, siding, Anderson windows and doors, updated plumbing and electrical, central air with heat pump + electric coil assist, washer/dryer, Trex decking, retaining walls (front and lakeside), new driveway with paver enhancements. Private dock included. Located minutes from Candlewood Lake, the NY border, and 60 miles to NYC. Enjoy low taxes, a strong community, and quiet Lake living with no motorboats allowed. Move-in ready waterfront home in one of New Fairfield's most desirable lake communities.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $966 | $966 | $966 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,828 | $3,988 | $5,265 |
| Total Monthly Payment | $4,886 | $5,046 | $6,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.