14 SEA SERPENT TRAIL E, Palm Coast, FL, 32164 | $399,900

Under contract-accepting backup offers. Brand new, fully completed, and energy efficient by Brite Homes, this Brite Future floor plan backs to a private preserve and showcases clean modern design with solid concrete block construction, offering a durable and low-maintenance living experience. Move-in ready and thoughtfully finished, it provides the advantage of new construction without the wait. The exterior delivers strong curb appeal with crisp architectural lines, a stone-accented front elevation, full gutter system, irrigation, and an upgraded modern front door that makes a striking first impression. Inside, tile flooring runs throughout with no carpet, creating a bright, open main living area ideal for everyday living and entertaining. The kitchen is well-appointed with quartz countertops, upgraded appliances, and 42-inch soft-close cabinetry, blending style and functionality. A flexible bonus space offers versatility for a home office, media room, or additional living area. The primary suite serves as a relaxing retreat with 9-foot-4-inch ceilings and a spacious walk-in closet. Living space extends outdoors to a covered lanai overlooking the preserve, offering added privacy and a peaceful natural backdrop. Located in the highly desirable S Section of Palm Coast, this southern location offers the rare benefit of no HOA or CDD fees while still providing convenient access to schools, parks, shopping, and dining, including close proximity to the new BJ’s Wholesale Club and Super Target. Enjoy easy drives to St. Augustine and Jacksonville, with Flagler Beach just minutes away. All information is deemed reliable but not guaranteed and should be verified by the buyer. Cameras may be recording audio and video inside and outside the property. Photos may be digitally enhanced and should be verified.

All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,983
  • Acreage: 0.23
  • Est. Taxes: $945
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: FC317658
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/FC317658/14seaserpenttraile_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2026 4:12:09 AM)
Listing courtesy of DJ & Lindsey Real Estate   Phone: 386-387-5985

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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14 SEA SERPENT TRAIL E, Palm Coast, FL, 32164

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $79 $79 $79
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,970 $2,593
Total Monthly Payment $2,046 $2,124 $2,747

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.