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Under contract-accepting backup offers. WITH ATTENTION TO EVERY DETAIL, this beautifully renovated villa is truly spectacular and completely move-in ready. Created with quality craftsmanship and materials, this home features an open-concept design ideal for entertaining, a stunning chef’s kitchen, two spa-inspired bathrooms, two spacious bedrooms, and a versatile lanai. STEP OUTSIDE TO ENJOY a private 27’ garden patio perfect for relaxing or grilling while the front offers a convenient attached carport with secure storage and a charming, porch-like setting. Tucked away in a peaceful location with no drive-through traffic, you’re just moments from Mt Vernon Plaza, featuring a restaurant, salon and Ace Hardware. Clubhouse and amenities are just around the lake. Skip the hassle of renovating- this home truly has it all. THROUGHOUT THE VILLA you’ll find impact-rated, dual-pane, solar-glazed windows, elegant 24” marble-look tile laid on the diagonal, solid wood cabinetry with crown molding, gorgeous granite surfaces, solid-core two-panel doors, coordinated ceiling fans and lighting, window treatments and designer paint selections. THE KITCHEN IS AN ABSOLUTE STANDOUT featuring a top-tier GE and Frigidaire appliance suite, abundant storage and counter space, exceptional organizational features, a breakfast bar, built-in buffet/china cabinet, tray ceiling and layered lighting including under-cabinet, pendant and accent fixtures, all complemented by a stylish subway and decorative tile backsplash. A CONVENIENT INDOOR laundry center includes a Bosch stacked washer and dryer. PRIVATE RETREATS- Each bedroom is thoughtfully positioned, with one at the front and one at the rear of the home, offering optimal privacy. The primary suite features a walk-in closet and a private ensuite bathroom. The second bedroom is paired with an adjacent bathroom, equally stunning in design and finish. BOTH SPA-LIKE BATHROOMS are beautifully appointed with marble-look showers, coordinating decorative tile, frameless glass enclosures and brush metal fixtures, stylized vanities, updated lighting, mirrors and storage. The primary shower offers zero-entry access and safety bar for added comfort and ease. THE MAIN SPACIOUS LIVING AREA FLOWS seamlessly to the private patio and garden, an ideal extension of the home for entertaining or quiet enjoyment. ADDITIONAL FEATURES- 2023 roof with third nail roof-to-wall connectors for insurance credits, 2024 range & microwave with convection and air-fry features, 2014 HVAC system, 2011 impact windows. THIS VILLA has just been professionally cleaned top to bottom, including the windows. The building, carport, driveway, sidewalk, patio and fencing have all been freshly power-washed too. COMMUNITY FEATURES- remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, many lakes, spacious grounds of nearly 90 acres teaming with Florida wildlife and activities/socials! Mt Vernon is amenity rich and maintenance free, offering an unparalleled lifestyle and great value. Have it all just minutes by car, boat and bike from Anna Maria Island’s sugar white sandy beaches, unique shops and delicious dining. THIS MOVE-IN READY property is a wonderful opportunity, come experience it for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $177 | $177 | $177 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,420 | $1,478 | $1,945 |
| Total Monthly Payment | $1,672 | $1,730 | $2,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.